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Ricardo Alvarez Rivera

@ricardoalvarezrivera

IT Financial Management.At BBVA I enabled public-cloud data processing and over $35M in annual savings.At BANORTE,I managed a portfolio of $100MM USD.

Mexico

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What I'm looking for

IT Financial Management.

At BBVA Technology America, I regularized global contracts for data processing in public clouds, aligning requirements across Spain, Mexico, and LATAM. This work enabled over $35M USD in annual savings.

I also supported the inclusion of cybersecurity and global corporate services delivered to Europe, Latin America, and Asia, reducing global intercompany service costs by a double-digit percentage.

At BANORTE, I managed project budgets and forecasts and consolidated business cases for USD 100 MM in projects. The work benefited a 17% increase in income and a 20% reduction in costs and expenses.

Across banking, consulting, and contract roles, I’ve worked on cloud contract governance, financial planning, portfolio management, and project business cases. I hold FinOps Certified Practitioner, PMP, SMC, and Google Cloud Digital Leader credentials.

Experience

Work history, roles, and key accomplishments

Cloud PMO Global Contract Manager

BBVA Technology America

Apr 2021 - Jan 2026 (4 years 9 months)

Led strategic regularization and compliance alignment of global contracts governing data processing in the public cloud, enabling over $35M USD in annual savings. Orchestrated international contract upgrades and standardized data processing contracts for subsidiaries in Mexico.

Cloud Governance Contract Management Cost Optimization Compliance Stakeholder Management Cybersecurity Data Processing Public Cloud

Contracts Representative for Foreign Commercial Airlines

Honeywell

Feb 2020 - Jul 2020 (5 months)

Administered international contracts, tracking, modifying, and solving problems of prices, discounts, and contractual obligations. Improved on-time delivery metrics, working capital, and billing by 7% and reduced customer complaints by 20%.

Contract Administration Compliance Incoterms Payment Terms Master Data Operational Coordination

Independent Strategic Consultant

Jun 2018 - Jan 2020 (1 year 7 months)

Provided strategic tax planning consultancy and business case structuring. Managed a $7M USD portfolio, structured executive dashboards, and provided specialized tax consulting for private clients.

Financial Strategy Cash Flow Modeling Asset Allocation Business Intelligence Tax Planning Project Management PMP Business cases

Project Manager

Citibanamex

Feb 2018 - May 2018 (3 months)

Led the Validation & Quality Assurance phase for the migration of financial systems to Citibank's international platform. Managed risks and incidents, defined and executed UAT tests, and contributed to standardization and automation, achieving a 3% time saving.

Project Management UAT Risk Management Critical Path Management RAG Dashboard Financial System Migration

Project Budget Manager

Banorte

Aug 2016 - Sep 2017 (1 year 1 month)

Managed budgets and forecasts for a program of projects, designing and executing portfolio financial management and RACI matrices. Consolidated business cases for USD 100MM in 5 years, benefiting a 17% increase in income and a 20% reduction in costs.