Open to opportunities

Ribka Monique

@ribkamonique

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Compliance and risk leader driving regulatory adherence and governance across financial institutions.

Indonesia

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What I'm looking for

I seek a senior compliance or risk role in a regulated financial or corporate environment where I can strengthen governance, mentor teams, and ensure regulatory adherence.

I am a compliance and risk management professional with extensive experience in regulatory review, RRCSA governance, and internal audit across banking and public-listed companies.

At United Overseas Bank Indonesia, I lead compliance assurance activities, performing regulatory compliance reviews, governing over 700 regulations, and coordinating RRCSA across 18 business units while aligning with UOB Singapore.

Previously, I served as Risk Management, Compliance, and Internal Audit Division Head at a public-listed property company where I implemented Good Corporate Governance and ISO 9001, prepared regulatory reports to OJK, authored Annual Report governance and sustainability sections, and mentored teams.

I hold a Master of Management (cum laude) and multiple certifications in compliance, risk management, ISO audit, and data analytics; I bring a pragmatic, mentoring-oriented approach to strengthening controls, ensuring regulatory compliance, and improving governance.

Experience

Work history, roles, and key accomplishments

Current

Compliance Assurance Manager

Current

United Overseas Bank

Aug 2021 - Present (4 years 1 month)

Lead regulatory compliance reviews and govern adherence to 700+ OJK/BI regulations, delivering remediation recommendations and coordinating RRCSA across 18 business units to maintain the bank-wide risk and control register.

Regulatory Compliance Risk Assessment Financial Regulations (OJK BI)Compliance Reporting Stakeholder Management Governance Power BI

Risk & Internal Audit Division Head

PT Bakrieland Development Tbk

Aug 2013 - Aug 2021 (8 years)

Coordinated GCG and ISO 9001 QMS across 12 business units, governed 50+ policies and 80 procedures, reviewed board-level transactional documents, and produced governance and sustainability materials for annual reporting.

Corporate Governance Internal Audit ISO 9001 Policy Development Sustainability Regulatory Reporting Team Leadership

Senior Risk & Audit Consultant

RSM Indonesia

Oct 2009 - Aug 2013 (3 years 10 months)

Performed risk and internal audit advisory services across multiple annual engagements, applied statistical sampling for audit testing, and prepared detailed audit reports with documented findings and recommendations.

Internal Audit Risk Assessment Audit Sampling Audit Reporting Documentation Data Analysis

Liaison Officer (Freelance)

Indonesia Art & Culture Scholarship

Jul 2009 - Aug 2009 (1 month)

Coordinated airport transfers and provided program support for 15 international students from over 30 countries, ensuring timely logistics and participant orientation.

Event Coordination Logistics Management Communication Cross Cultural Support Customer Service

Data & Information Intern

Bank Indonesia

Jan 2009 - Mar 2009 (2 months)

Translated reports for publication and verified trade/customs data for Central Bank web deployment, ensuring accuracy of published economic information.

Translation Data Verification Research Data Compilation Attention To Detail Report Preparation

Education

Degrees, certifications, and relevant coursework

Atma Jaya Catholic University of Indonesia

Master of Management, Management

2015 - 2017

Grade: Cum Laude (GPA 3.74)

Completed Master of Management with Cum Laude honors (GPA 3.74) focusing on management studies and related coursework.

Atma Jaya Catholic University of Indonesia

Bachelor Degree of Economics, Economics

2005 - 2009

Grade: GPA 2.93

Activities and societies: AtmaJaya Scholarship Awardee (Primabaja); Economic Computer Club; content writing for campus bulletins; student senate faculty activities.

Earned a Bachelor Degree in Economics with coursework in economics and related subjects, graduating with a GPA of 2.93.