Priya Singh
@priyasingh12
I reduce lending risk and improve portfolio performance through credit analysis, underwriting, and financial planning.
IndiaWhat I'm looking for
I've supported lending decisions at Canfin Homes, Capri Global Housing Finance, and Cent Bank Home Finance through credit appraisal, loan underwriting, financial statement evaluation, and portfolio monitoring. At Canfin Homes, I reduced NPAs by 35% through early-warning monitoring and risk-based portfolio segmentation while preparing MIS dashboards for disbursements, collections, and portfolio quality.
Across housing and business loans, I've assessed repayment capacity, DTI/FOIR, CIBIL history, KYC, and income and debt data, maintaining a two-day turnaround for loan files and reducing documentation errors by 90% through checklist-based verification. I'm currently pursuing an MBA in Finance and looking to bring my financial modelling, forecasting, variance analysis, and credit risk skills to an FP&A, Financial Analyst, or Credit Risk role.
Experience
Work history, roles, and key accomplishments
Assistant Manager
Canfin Homes Limited
Aug 2025 - Present (1 year)
Evaluate financial statements and cash flows to support lending decisions, analyze CIBIL history, and assess loan proposals. Reduced NPAs by 35% through proactive monitoring and prepared MIS reports for management.
Branch Credit Manager
Capri Global Housing Finance Limited
Dec 2024 - Sep 2025 (9 months)
Evaluated income, expenses, and repayment capacity, calculated DTI ratios for home and business loan approvals. Conducted physical verification for SENP/salaried applicants and presented sanction recommendations.
Executive, Credit Operations
Cent Bank Home Finance Ltd.
Oct 2022 - Nov 2024 (2 years 1 month)
Verified financial information via CIBIL, KYC, income and debt data, calculated repayment capacity, and conducted property visits. Analyzed credit information to make approval or decline recommendations.
Executive
Dubai Maven
Apr 2022 - Sep 2022 (5 months)
Administered career assessments and advised clients on job search strategy, resume structuring, and interview preparation.
Education
Degrees, certifications, and relevant coursework
Govt. Holkar Science College
Bachelor of Science, Science
Completed Bachelor of Science degree from Govt. Holkar Science College, Indore in 2020.
Akshanshu Academy
Higher Secondary Certificate, General
Completed Higher Secondary Certificate from Akshanshu Academy, Indore in 2017.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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