Bhargav Tiwari
@bhargavtiwari
I build financial models, credit-risk assessments, and investment analysis for lending and corporate finance decisions.
IndiaWhat I'm looking for
I've supported loan and credit analysis at ICICI Bank, managing loan operations from application and documentation through verification and disbursement. I built Excel models for EMI calculations, weighted credit scoring, and Good Debt versus Bad Debt analysis to turn borrower data into lending-risk insights.
At Chhatrapati Shivaji Subharti Hospital, I analyzed billing and receivable records, supported revenue cycle efficiency, and prepared MIS reporting on collections and operational performance.
My finance projects include correcting a quantitative credit-risk scoring model in the Goldman Sachs Simulation, building a five-year DCF valuation for an entertainment-sector acquisition assessment, and comparing SBI, HDFC, and PNB using ROE, ROA, EPS, NPA, and net interest margin. I'm pursuing an MBA in Finance and bring hands-on experience in financial reporting, equity research, market research, and data analysis.
Experience
Work history, roles, and key accomplishments
Management Trainee
ICICI Bank
Jun 2026 - Jul 2026 (1 month)
Managed end-to-end loan operations across application, documentation, verification, and disbursement stages. Built Excel-based financial models for EMI computation, weighted credit scoring, and GoodDebt vs. Bad Debt analysis.
Education
Degrees, certifications, and relevant coursework
Graphic Era Deemed University
Master of Business Administration, Finance
2025 -
Pursuing an MBA in Finance with a focus on financial analysis, investment research, and corporate finance.
Saraswati Academy
Higher Secondary Certificate, General Studies
Completed Class XII under the CBSE board, building a strong foundation in science and mathematics.
Saraswati Academy
Secondary School Certificate, General Studies
Completed Class X under the CBSE board, establishing core academic competencies.
Amity University
Bachelor of Science (Honours), Biotechnology
2022 - 2025
Completed a B.Sc. (Hons.) in Biotechnology, gaining analytical and research skills applicable to financial analysis.
Availability
Location
IndiaAuthorized to work in
Salary expectations
Job categories
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