Suchi Bhagat

Evaluate creditworthiness and prepare credit appraisal memos for corporate borrowers (INR 0.5–30 Cr), build financial models to structure loan facilities, and monitor portfolios to identify early warning signals and implement risk mitigation.

Managed SME and corporate credit appraisals and a portfolio worth ~INR 100 Cr, performed industry analysis, internal ratings, financial due diligence, and coordinated documentation and monitoring to ensure timely sanction and renewals.

Prepared financial models, valuation reports, feasibility studies and market research for clients across projects including BOT valuation and GCC franchise feasibility, supporting business advisory and investment proposals.

Conducted techno-economic viability and feasibility studies, built financial projections and models for projects across steel, power, infra, healthcare and tourism, and managed bank syndication and documentation.

Analyzed working capital management, inventory control methods, and receivables/payables forecasting to calculate inventory and material costs and related financial ratios.

Completed a certification in International Financial Reporting under ACCA standards.

Grade: 6.75 CGPA

Completed an MBA with specialization in Finance and Marketing, focusing on financial management, marketing strategy, and business planning.

Grade: 62.4%

Completed undergraduate studies in commerce covering accounting, economics, and business law.

Completed the CA Foundation level qualifying examination as part of the Chartered Accountancy pathway.

Grade: 69.2%

Completed higher secondary education in commerce stream with coursework in accounting and business studies.

Grade: 72.22%

Completed secondary education with a focus on core academic subjects.