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Rupa Pandey

@rupapandey

Seasoned financial analyst specializing in corporate credit, risk assessment, and modeling.

India
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What I'm looking for

I seek a senior credit or research role where I can lead analytical teams, build credit models, influence investment decisions, and grow in ESG and sustainable finance.

I am a seasoned financial analyst with over 12 years of experience in credit rating agencies and private sector banking, focusing on large corporates and conglomerates across sectors.

I build intricate credit and financial models, prepare opinionated credit reports for high-yield and investment-grade issuers, and develop thematic industry presentations to support investment and rating decisions.

I have led teams, overseen quality assurance for rating reports, interacted with senior management and investors, and coordinated with portfolio managers to align deliverables and risk assessments.

I pursue professional growth in ESG and sustainable finance and bring a track record of awards for productivity, team management, and handling complex analytical assignments.

Experience

Work history, roles, and key accomplishments

Crisil Limited logoCL
Current

Lead Analyst

Crisil Limited

Sep 2023 - Present (2 years 1 month)

Create in-depth credit reports and build complex credit models for publicly traded companies across the US, Europe and Australia; prepare opinionated credit reports and thematic industry decks driving investment decisions.

Crisil Limited logoCL

Lead Analyst

Crisil Limited

Oct 2022 - Aug 2023 (10 months)

Prepared opinionated credit reports and financial models for high-yield and investment-grade bonds in the Latin American region; engaged with company management and portfolio managers to present investment opinions and credit views.

Kotak Mahindra Bank logoKB

Associate Vice President

Oct 2021 - Mar 2022 (5 months)

Conducted credit appraisal for large corporates for fund and non-fund exposures, prepared detailed proposal notes for sanction committees and monitored clients to detect risk triggers and stress indicators.

Education

Degrees, certifications, and relevant coursework

BT

Bharti Vidyapeeth’s Institute of Management & Technology

Post Graduate Diploma in Business Management (Finance), Business Management (Finance)

Post Graduate Diploma in Business Management (Finance) completed from Bharti Vidyapeeth’s Institute of Management & Technology.

Tech stack

Software and tools used professionally

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Rupa Pandey - Lead Analyst - Crisil Limited | Himalayas