Rupa Pandey
@rupapandey
Seasoned financial analyst specializing in corporate credit, risk assessment, and modeling.
What I'm looking for
I am a seasoned financial analyst with over 12 years of experience in credit rating agencies and private sector banking, focusing on large corporates and conglomerates across sectors.
I build intricate credit and financial models, prepare opinionated credit reports for high-yield and investment-grade issuers, and develop thematic industry presentations to support investment and rating decisions.
I have led teams, overseen quality assurance for rating reports, interacted with senior management and investors, and coordinated with portfolio managers to align deliverables and risk assessments.
I pursue professional growth in ESG and sustainable finance and bring a track record of awards for productivity, team management, and handling complex analytical assignments.
Experience
Work history, roles, and key accomplishments
Lead Analyst
Crisil Limited
Sep 2023 - Present (2 years 1 month)
Create in-depth credit reports and build complex credit models for publicly traded companies across the US, Europe and Australia; prepare opinionated credit reports and thematic industry decks driving investment decisions.
Lead Analyst
Crisil Limited
Oct 2022 - Aug 2023 (10 months)
Prepared opinionated credit reports and financial models for high-yield and investment-grade bonds in the Latin American region; engaged with company management and portfolio managers to present investment opinions and credit views.
Conducted credit appraisal for large corporates for fund and non-fund exposures, prepared detailed proposal notes for sanction committees and monitored clients to detect risk triggers and stress indicators.
Senior Analyst / Team Leader
ICRA Limited
Dec 2010 - Sep 2021 (10 years 9 months)
Led a team of five analysts covering ~200 companies, conducted fundamental risk analysis including business, financial and ESG risks, prepared rating rationale and financial models, and served on QA pool for credit quality.
Education
Degrees, certifications, and relevant coursework
Bharti Vidyapeeth’s Institute of Management & Technology
Post Graduate Diploma in Business Management (Finance), Business Management (Finance)
Post Graduate Diploma in Business Management (Finance) completed from Bharti Vidyapeeth’s Institute of Management & Technology.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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