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Leena verma

@leenaverma

Message

Senior Financial and Credit Risk Analyst focused on reconciliation and risk insights.

India

Message

What I'm looking for

I want to own credit risk and financial accuracy—driving reconciliations, variance analysis, internal controls, and financial reporting—using root-cause analysis and process improvements to help stakeholders make confident decisions.

I’m a Results-driven Financial and Credit Risk Analyst with 8+ years of experience in credit underwriting, financial analysis, reconciliations, audit, risk assessment, portfolio monitoring, and financial reporting. I strengthen accuracy through variance analysis, financial statement review, General Ledger review, journal entry review, and rigorous reconciliation of accruals and provisions.

Across roles at WNS Global Services, SMFG India Credit (Fullerton India), Indiabulls Housing Finance Ltd., and KPMG, I investigate discrepancies, produce risk assessment reports, and drive process improvements with advanced Excel and root-cause analysis. I also support internal controls and audit & compliance work under IFRS while partnering closely with stakeholders to improve data quality and reduce gaps.

Experience

Work history, roles, and key accomplishments

Senior Credit Analyst

WNS Global Services

Feb 2023 - Dec 2023 (10 months)

Performed financial statement analysis, reconciliations, and variance reviews; investigated discrepancies and prepared risk assessment reports. Collaborated with stakeholders to improve data accuracy and compliance.

Financial Statement Analysis Financial Reconciliations Credit Risk Assessment Risk Assessment Portfolio Monitoring Stakeholder Management Advanced Excel

Credit Manager

SMFG India Credit (Fullerton India)

Jan 2022 - Nov 2022 (10 months)

Managed end-to-end credit appraisal and borrower risk assessment, including financial analysis and portfolio monitoring. Ensured adherence to risk and regulatory frameworks.

Borrower Analysis Financial Analysis Portfolio Monitoring Risk Assessment Regulatory Compliance Risk Frameworks Stakeholder Management Advanced Excel

Credit Manager

Indiabulls Housing Finance Ltd.

Jun 2016 - May 2020 (3 years 11 months)

Evaluated borrower financials and performed credit risk assessments using ratio analysis, portfolio reviews, and reporting. Supported risk-based lending decisions while completing compliance activities.

Credit Risk Assessment Borrower Analysis Portfolio Review Financial Reporting Regulatory Compliance Data Analysis Stakeholder Management Advanced Excel

Senior Audit Associate

KPMG

Mar 2014 - Apr 2016 (2 years 1 month)

Reviewed general ledger balances and journal entries, including accruals and provisions, and performed reconciliations and variance analysis. Conducted IFRS-based audits, tested internal controls, and prepared audit documentation.

General Ledger Journal Entry Internal Controls IFRS Risk Assessment Advanced Excel

Process Associate - Mortgage Ops

Genpact

Jul 2013 - Mar 2014 (8 months)

Reviewed mortgage underwriting documentation and performed documentation validation and reconciliation activities. Supported accurate processing of mortgage operations through thorough documentation checks.

Validation Advanced Excel Root Cause Analysis Compliance Support Quality Assurance