Priyanka Bisht

I am a retail banking manager with deep experience in credit appraisal, loan lifecycle management, and customer service. I analyze financial documents, evaluate credit scores and repayment histories, and recommend loan approvals or rejections based on risk assessment.

At HDFC Bank I managed retail assets (home loans), handled high application volumes to improve TAT, and coordinated with Legal, Technical and other teams to ensure compliance and smooth operations. I led audits, resolved escalations, and maintained cluster-wide CKYC data.

I have experience as an NRI Relationship Manager at Axis Bank driving revenue through upsell and cross-sell while delivering premium service, and an intern at Yes Bank where I worked on reducing credit appraisal turnaround time for SME processes. I have delivered onboarding and training programs to improve employee productivity.

I hold a PGDM (Finance) from Welingkar and a BBA (Hons). I am tech-savvy, analytically oriented, and focused on process improvement, risk management and maintaining high-quality portfolios. I am seeking roles that leverage my credit appraisal, operations and compliance strengths for organisational impact.