Open to opportunities

Deepika Mandlik

@deepikamandlik

Message

I am an experienced banker specializing in corporate and retail credit, risk management, and operations.

India

Message

What I'm looking for

I seek a knowledge-driven BFSI role in credit or risk operations where I can lead process improvements, ensure regulatory compliance, and drive timely, measurable results within a collaborative, growth-oriented team.

I am a banker with 16+ years' experience across retail branch banking, retail credit end-to-end process management, corporate credit operations, and risk management. I have progressed through roles at IndusInd Bank and Cosmos Bank, delivering operational excellence and compliance-driven results.

I specialize in corporate credit disbursements, foreign currency and term loan operations, warehouse and structured financing, regulatory reporting, and audit coordination. I lead cross-functional teams to streamline processes, meet TATs, and strengthen institutional resilience.

Experience

Work history, roles, and key accomplishments

Current

Deputy Manager / AVP1

Current

IndusInd Bank

Jan 2016 - Present (9 years 9 months)

Managed corporate credit disbursements, limit setup and foreign currency term loan operations, ensuring TAT-based processing, compliance and timely annual facility reviews across portfolios.

Disbursement Process Foreign Currency Term Loans Regulatory Reporting Core Banking Systems

Trainee Officer to Assistant Manager

Cosmos Bank

Oct 2008 - Jan 2016 (7 years 3 months)

Led branch operations and end-to-end loan processing, credit underwriting and portfolio monitoring while managing demat/custodial services and executing annual compliance audits to preserve credit quality.

Loan Processing Underwriting Credit Portfolio Monitoring Demat & Custodial Services Risk Management Customer Service