Payal Tembhurne
@payaltembhurne
Product Manager building finance and risk platforms with data-driven impact.
IndiaWhat I'm looking for
I’m an AI Product Manager with 4+ years building finance and risk platforms in global BFSI environments, backed by 10+ years of domain expertise. I focus on shipping automation and AI-assisted products end-to-end, from discovery through delivery.
I’ve owned product vision, roadmap, and execution for finance & risk platforms serving 150+ global stakeholders across NA, EMEA, and APAC. I translate complex regulatory and operational requirements into PRDs, user stories, and scalable system workflows.
I lead structured delivery and quality practices—UAT, release readiness, and cross-team coordination—cutting post-release defects by ~25% and improving delivery predictability by ~20%. I also drive measurable outcomes like reducing manual operational effort by ~35% and accelerating feature delivery by ~25%.
On the AI side, I’ve introduced AI-assisted backlog grooming and defect pattern analysis using Jira REST API and LLM prompt engineering, reducing requirement rework by ~30% and halving grooming session time. I enjoy turning data signals into action through KPI tracking, Power BI dashboards, and platform automation that improves reconciliation health and stakeholder visibility.
Experience
Work history, roles, and key accomplishments
Owned product vision and end-to-end delivery for a finance & risk platform serving 150+ global stakeholders across NA, EMEA, and APAC, reducing manual operational effort by ~35%. Improved delivery predictability by ~20% and reduced post-release defects by ~25% through structured UAT governance and Agile execution.
Product Manager (Finance & Risk)
Wipro
Jul 2022 - Present (3 years 11 months)
Owned the finance and risk platform roadmap for 150+ global stakeholders (NA, EMEA, APAC), reducing manual operational effort by 35% and improving delivery predictability by 20%. Built Power BI reconciliation health dashboards and reduced post-release defects by 25% using AI-assisted defect pattern analysis via Jira REST API and LLM prompt engineering.
Analyzed product workflows and regulatory requirements across banking risk and compliance systems, translating business needs into functional specs and user stories to improve process efficiency by ~20%. Supported API integrations, UAT coordination, and performance tracking, reducing release turnaround by ~3–4 days per sprint.
Managed operational workflows for global BFSI clients, ensuring compliance with financial reporting and regulatory standards. Identified workflow automation opportunities to reduce manual processing effort by ~30% and partnered with technology and risk teams during system enhancements, testing, and process standardization.
Education
Degrees, certifications, and relevant coursework
Dr. Ambedkar Institute of Management Studies and Research
Bachelor of Commerce, Computer Application
2012 - 2015
Earned a Bachelor of Commerce with Computer Application studies at Dr. Ambedkar Institute of Management Studies and Research from 2012 to 2015.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Portfolio
payaltembhurneportfolio.lovable.appSalary expectations
Social media
Job categories
Skills
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