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Oluwayemisi Ojekola

@oluwayemisiojekola

Results-driven Credit Risk Analyst with over 6 years of experience.

Nigeria

What I'm looking for

I am seeking a fully remote role that allows me to leverage my analytical expertise and contribute to a dynamic financial team.

I am a results-driven Credit Risk Analyst and Underwriter with over 6 years of experience in assessing creditworthiness and analyzing financial statements. My expertise lies in credit risk assessment, portfolio management, and regulatory compliance, where I have consistently made informed underwriting decisions. I have a proven track record in mitigating risk and enhancing portfolio quality, adeptly utilizing financial modeling and risk assessment tools to support sound lending decisions.

Currently, I work as a Risk Analyst at Addosser Finance Limited, where I have achieved a 95% accuracy rate in creditworthiness evaluations and contributed to a 30% decrease in loan defaults through meticulous financial statement assessments. My role involves presenting risk mitigation strategies to senior management and collaborating with relationship managers to structure credit facilities that align with clients' needs and risk profiles. I am passionate about leveraging my analytical expertise and risk management acumen to contribute to a dynamic financial team in a fully remote role.

Experience

Work history, roles, and key accomplishments

Addosser Finance Limited logoAL
Current

Risk Analyst

Addosser Finance Limited

Jan 2024 - Present (1 year 5 months)

As a Risk Analyst, I performed creditworthiness evaluations on SME clients, achieving a 95% accuracy rate. I assessed financial statements and credit reports to identify potential risks, contributing to a 30% decrease in loan defaults. I also presented risk mitigation strategies to senior management, leading to a 10% reduction in credit risk exposure.

Jessefield Microfinance Bank logoJB

Credit and Risk Analyst

Jessefield Microfinance Bank

Jul 2017 - Jan 2024 (6 years 6 months)

In my role as a Credit and Risk Analyst, I evaluated loan applications and approved loans up to #100 million. I trained junior underwriters on best practices and conducted regular portfolio reviews, resulting in an 8% reduction in non-performing loans. I ensured adherence to the bank's credit policies and prepared detailed credit reports for executive management.

Education

Degrees, certifications, and relevant coursework

University of Lagos logoUL

University of Lagos

Master of Risk Management, Risk Management

2023 - 2025

Specialization in Risk Management, focusing on advanced concepts and practices in risk assessment and management.

Osun State University logoOU

Osun State University

Bachelor of Science, Political Science and International Relations

2011 - 2015

Grade: Cum Laude

Graduated Cum Laude with a focus on Political Science and International Relations, gaining insights into governance, policy-making, and international affairs.

Tech stack

Software and tools used professionally

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Oluwayemisi Ojekola - Risk Analyst - Addosser Finance Limited | Himalayas