Oluwayemisi Ojekola
@oluwayemisiojekola
Results-driven Credit Risk Analyst with over 6 years of experience.
What I'm looking for
I am a results-driven Credit Risk Analyst and Underwriter with over 6 years of experience in assessing creditworthiness and analyzing financial statements. My expertise lies in credit risk assessment, portfolio management, and regulatory compliance, where I have consistently made informed underwriting decisions. I have a proven track record in mitigating risk and enhancing portfolio quality, adeptly utilizing financial modeling and risk assessment tools to support sound lending decisions.
Currently, I work as a Risk Analyst at Addosser Finance Limited, where I have achieved a 95% accuracy rate in creditworthiness evaluations and contributed to a 30% decrease in loan defaults through meticulous financial statement assessments. My role involves presenting risk mitigation strategies to senior management and collaborating with relationship managers to structure credit facilities that align with clients' needs and risk profiles. I am passionate about leveraging my analytical expertise and risk management acumen to contribute to a dynamic financial team in a fully remote role.
Experience
Work history, roles, and key accomplishments
Risk Analyst
Addosser Finance Limited
Jan 2024 - Present (1 year 5 months)
As a Risk Analyst, I performed creditworthiness evaluations on SME clients, achieving a 95% accuracy rate. I assessed financial statements and credit reports to identify potential risks, contributing to a 30% decrease in loan defaults. I also presented risk mitigation strategies to senior management, leading to a 10% reduction in credit risk exposure.
Credit and Risk Analyst
Jessefield Microfinance Bank
Jul 2017 - Jan 2024 (6 years 6 months)
In my role as a Credit and Risk Analyst, I evaluated loan applications and approved loans up to #100 million. I trained junior underwriters on best practices and conducted regular portfolio reviews, resulting in an 8% reduction in non-performing loans. I ensured adherence to the bank's credit policies and prepared detailed credit reports for executive management.
Education
Degrees, certifications, and relevant coursework
University of Lagos
Master of Risk Management, Risk Management
2023 - 2025
Specialization in Risk Management, focusing on advanced concepts and practices in risk assessment and management.
Osun State University
Bachelor of Science, Political Science and International Relations
2011 - 2015
Grade: Cum Laude
Graduated Cum Laude with a focus on Political Science and International Relations, gaining insights into governance, policy-making, and international affairs.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Interested in hiring Oluwayemisi ?
You can contact Oluwayemisi and 90k+ other talented remote workers on Himalayas.
Message OluwayemisiFind your dream job
Sign up now and join over 85,000 remote workers who receive personalized job alerts, curated job matches, and more for free!
