Open to opportunities

Nikita kukreja

@nikitakukreja

Business Analyst and product-focused transformation leader improving financial services through scalable requirements and delivery.

India

Message

What I'm looking for

I’m looking to lead transformation in financial services—turning complex regulatory and payment needs into clear requirements, roadmaps, and cross-functional delivery that improves operational resilience, reporting accuracy, and risk outcomes.

I’m a Business Analyst with 10+ years of experience driving end-to-end execution in complex financial services environments—especially payments, regulatory reporting, and risk management. I translate business needs into structured requirements, actionable roadmaps, and scalable solutions that strengthen operational efficiency and decision-making.

In my recent role as a Manager at EXL Services, I lead transformation for Asset Liability Management by turning regulatory and financial priorities into clear action plans, analyzing complex process flows to improve reporting accuracy, and modernizing reporting to enhance operational resilience. I also mentor junior analysts and facilitate decision-making workshops with senior stakeholders to align teams on the most effective path forward.

Experience

Work history, roles, and key accomplishments

Current

Asset Liability Transformation Lead

Current

EXL Services Pvt Ltd

Apr 2025 - Present (1 year 2 months)

Led execution of strategic transformation initiatives for the Asset Liability Management function, translating regulatory priorities into structured action plans. Analyzed data ecosystems and process flows to improve reporting accuracy and modernize reporting, strengthening operational resilience while facilitating senior stakeholder decision workshops and mentoring junior analysts.

Asset Liability Management Regulatory Priorities Regulatory Reporting Data Ecosystem Process Flow Reporting Modernization Cross Functional Collaboration Operational Resilience Mentoring

Lead Business Analyst - MENA Payments

Synechron Pvt Ltd

Apr 2022 - Jan 2025 (2 years 9 months)

Supported Agile delivery for MENA payments by creating BRDs, conducting business walkthroughs for requirement sign-off, and providing analytical inputs to developers on user journey roadmaps. Contributed to test scenario creation and validation, provided production support post-release, and coordinated with L1/L2 support and interface/middleware teams while applying knowledge of payment schemes in

Agile Scrum Jira Confluence User Journey Mapping Test scenarios Production Support Cross Border Payments

Business Analyst - Cash & Trade

Citi Bank N.A

Oct 2020 - Apr 2022 (1 year 6 months)

Prepared BRDs and FRDs for internal change initiatives and managed project documentation including functional designs, use cases, process flows, test scripts, and traceability matrices. Drove requirement gathering, user story writing, operation readiness, business validation, defect management, and promoted automation to eliminate manual reconciliation touchpoints (including auto-matching good sta

BRD & FRD Development Process Flow Operational Readiness Auto Matching (Statements To Ledgers)

Senior Analyst - Cash Ops

Bank of New York Mellon

May 2015 - Apr 2018 (2 years 11 months)

Managed EMEA nostro positions, forecasted incoming and outgoing cash flows to support traders’ money market deals, and performed reconciliations of nostro closing balances while maintaining RCSA documentation to reduce operational risk. Owned global trade processing activities including SWIFT confirmations (MT900/MT910), wire payments, clearing cash breaks via TLM feeds, and participated in intern