Open to opportunities

Nidhi Sadhwani

@nidhisadhwani

Message

Business analyst specializing in fintech, lending platforms, and credit risk workflows.

India

Message

What I'm looking for

I seek roles in fintech or digital lending where I can lead product-critical implementations, improve credit risk decisioning, and work in agile, cross-functional teams with opportunities to grow into product leadership.

I am a business analyst with over two years' experience delivering LOS/LMS systems, credit risk workflows, CRM solutions, and product implementations across high-growth lending and digital banking environments. I draw on a strong foundation in Data Science and Mathematics to design logic-driven financial processes, risk triggers, and decisioning frameworks that improve operational efficiency and portfolio visibility.

I have led end-to-end deliveries, acted as a hybrid product owner and project manager, and managed cross-functional teams to execute agile releases and client implementations. My accomplishments include designing real-time Early Warning Signals, building CRM portals for partner engagement, defining co-lending and seller financing workflows, and contributing to LMS features such as FIFO repayment allocation and automated bureau reporting.

Experience

Work history, roles, and key accomplishments

Current

Senior Business Analyst

Current

AlphawareNext

Mar 2025 - Present (10 months)

Leading end-to-end delivery of LOS and LMS platforms for diverse lending products, designing compliant workflows (KYC, bureau checks, risk scoring, eSign/NACH) and building CRM portals to improve lead routing and partner engagement; managing a cross-functional team of 4 and driving agile delivery.

Credit Risk CRM Agile Requirements Gathering API Integration Stakeholder Management

Business Analyst

GetVantage

Feb 2024 - Feb 2025 (1 year)

Supported credit and collections initiatives across CRM, co-lending, seller financing and LMS enhancements; designed a real-time Early Warning Signals framework and integrated risk outputs into collections workflows to improve prioritization and detection.

Credit Risk LMS Collections Co Lending Data Analysis UAT Dashboarding

Assistant Business Analyst

Panamax Infotech

Jan 2023 - Feb 2024 (1 year 1 month)

Led requirement discovery and solution design for Mobile Money, Agency Banking and Neo Banking platforms, defined API integration flows, ensured AML/KYC compliance and managed project lifecycles including documentation, demos and post-deployment enhancements.