BN User

Currently steering strategic planning and execution of business development across 27 branches, overseeing a liability portfolio of PKR 40 billion. Leading a team to enhance performance and compliance while implementing strategies for deposit mobilization and growth.

Managed an asset portfolio of PKR 3.5 billion with a low NPL ratio. Developed the region's largest portfolio for the Low Cost Housing Program and ensured compliance with banking regulations while supervising credit proposals.

Oversaw the assets portfolio for area branches, providing guidance on credit proposals and coordinating risk mitigation efforts while reporting on the credit portfolio to controlling offices.

Managed various branches, responsible for accepting deposits and advancing loans while ensuring operational efficiency and compliance with banking standards.

Coordinated with corporate clients across various industries, analyzing financial statements and engaging with borrowers to mitigate risks and ensure compliance.

Pursuing the Chartered Financial Analyst (CFA) designation, which focuses on investment management and financial analysis, preparing for a career in finance and investment.

Completed the Associate of IBP (AIBP) program, which provides foundational knowledge in banking and finance, enhancing professional skills in the banking sector.

Earned a Master's degree in Economics, focusing on economic theory, quantitative methods, and their applications in real-world scenarios.

Completed a Master of Business Administration (MBA) program, gaining expertise in business management, finance, and strategic planning.

Achieved Certified Accounting Technician (CAT) certification, providing foundational knowledge in accounting principles and practices.

Obtained a Bachelor's degree in Commerce, focusing on business principles, accounting, and finance, preparing for a career in the financial sector.