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Nandhini User

@nandhiniuser

Mortgage underwriting team leader at MPHASIS LIMITED, managing 16 underwriters and reviewing residential loan files against lender guidelines.

India

Message

What I'm looking for

I'm seeking a challenging position in a supportive environment where I can use my skills to their fullest and contribute to the organization's growth alongside my career.

At MPHASIS LIMITED, I manage a team of 16 underwriters and oversee residential mortgage origination reviews against lender guidelines. I review borrower credit, income, assets, and collateral, and check that underwriting and closing conditions are met before final approval.

I also perform second-level quality reviews, track team progress, and help resolve errors and unusual cases. Earlier, at ACCENTURE PRIVATE LIMITED, I worked in accounts payable and query management, handling invoice-related payments and vendor coordination.

Experience

Work history, roles, and key accomplishments

Current

Team Leader

Current

Mphasis Limited

Jan 2020 - Present (6 years 10 months)

Managed a team of 16 underwriters, overseeing daily operations, work schedules, and resource allocation. Conducted second-level review audits and guided the team to ensure smooth workflow and quality.

Underwriting Team Management Quality Assurance Pipeline Management Communication Skills Stakeholder Management

Current

Senior Processor

Current

Mphasis Limited

Jan 2020 - Present (6 years 10 months)

Reviewed and verified borrower income, bank statements, and collateral per agency guidelines. Performed income calculations and validated documents to sign off underwriting conditions.

Document Review Income Verification Mortgage Attention To Detail

Current

Underwriter

Current

Mphasis Limited

Jan 2020 - Present (6 years 10 months)

Underwrote residential mortgage origination loans, analyzing creditworthiness and reviewing financial documents. Determined loan approvals or suspensions based on thorough review and ensured all conditions were satisfied.

Underwriting Mortgage Credit Analysis Financial Analysis Document Review Quality Checks

Associate

Accenture Private Limited

Oct 2018 - Dec 2019 (1 year 2 months)

Handled accounts payable with expertise in query management, invoice processing, and vendor coordination. Managed mileage reimbursement, pension, and VAT payments, and front-ended client calls to resolve issues.

Accounts Payable SAP Microsoft Office Query Management Vendor Management Client Communication