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Hari Prasanth

@hariprasanth

Quality Lead at WNS Global Services reviewing US mortgage underwriting files against Fannie Mae and Freddie Mac guidelines.

India

Message

At WNS Global Services, I review post-closing and live underwriting for Conventional, FHA, and Jumbo loans. I perform secondary audits of loan files, checking credit, income, and assets against Fannie Mae, Freddie Mac, and client guidelines.

Previously, at Tata Consultancy Services, I reviewed US residential mortgage files as a Process Lead. At Wipro Ltd, I reviewed loan documents, made eligibility decisions, and ran DU/LP through AUS.

Earlier, I handled post-closing underwriting at First Source Solutions, Ltd and pre-underwriting at Accenture Service, Ltd. I received Best Performer recognition in two quarters, along with “Quarterly Hero & Monthly Hero” recognition in R&R.

Experience

Work history, roles, and key accomplishments

Current

Quality Lead – Post Closing and Live Underwriting

Current

WNS Global Services

Aug 2025 - Present (1 year 2 months)

Performing QC roles in underwriting, reviewing the 4 C's of underwriting, and verifying secondary audits on loan files to ensure accuracy as per Fannie Mae and Freddie Mac guidelines.

Underwriting Quality Control (QC)Credit Analysis Income Asset Valuation Empower Fannie Mae Freddie Mac Conventional Loans FHA Loans Jumbo Loans Mortgage Insurance AUS DU LP

Process Lead - Underwriter

Tata Consultancy Services

May 2022 - Aug 2025 (3 years 3 months)

Performed a key role in underwriting, reviewing the 4 C's of underwriting and conducting depth reviews of mortgage loan files to determine borrower eligibility as per Fannie Mae and Freddie Mac guidelines.

Underwriting Credit Analysis Capacity Analysis Capital Analysis Collateral Analysis Empower Fannie Mae Freddie Mac

Senior Underwriter

Wipro

Mar 2021 - May 2022 (1 year 2 months)

Performed a key role in underwriting, reviewing the 4 C's of underwriting documents and making decisions on loan eligibility as per Fannie Mae and Freddie Mac guidelines.

Underwriting Credit Analysis Capacity Analysis Capital Analysis Collateral Analysis Empower Fannie Mae Freddie Mac Conventional Loans Mortgage Insurance AUS DU LP

Senior Analyst (Underwriter)

First Source Solutions

Aug 2018 - Mar 2021 (2 years 7 months)

Performed post closing underwriting, reviewing credit, income, and asset documents to determine borrower qualification as per Fannie Mae and Freddie Mac guidelines.

Underwriting Credit Analysis Income Analysis Asset Analysis Encompass Fannie Mae Freddie Mac

Process Associate (Junior Underwriter)

Accenture

Jun 2016 - Feb 2017 (8 months)

Performed credit underwriting, reviewing credit and closed loan file documents to ensure loans closed according to approval and meet investor requirements.

Underwriting Credit Analysis Loan Documentation Lakewood Fannie Mae Freddie Mac