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Kannan Siva

@kannansiva

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Experienced mortgage underwriter with a focus on quality and risk management.

India

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What I'm looking for

I seek a role in a quality-driven organization that values professional growth and teamwork.

With a robust background in mortgage underwriting, I have honed my skills in evaluating loan applications and ensuring compliance with industry standards. Currently, I work at Firstsource Solutions Ltd, where I review comprehensive loan files, calculate income, and assess credit and asset documentation. My role involves not only underwriting but also leading quality initiatives and resolving client queries, showcasing my ability to manage both processes and relationships effectively.

Previously, I have contributed to various organizations, including XL Dynamics and Wipro, where I specialized in lock desk operations and mortgage closing processes. My experience spans analyzing borrower information, managing loan locks, and ensuring all closing conditions are met. I am certified in Self-Employment Income Calculation and have a strong commitment to enhancing project deliverables through quality management and risk assessment.

Experience

Work history, roles, and key accomplishments

Current

US Mortgage Underwriter

Current

Firstsource Solutions Ltd

Dec 2020 - Present (4 years 6 months)

As a US Mortgage Underwriter, I review and analyze loan files, calculating income, credit, assets, and appraisals. I also manage reports, query resolutions, and quality documentation while liaising with clients for additional information.

Underwriting Risk Management Quality Assurance Loan Processing Client Communication Financial Analysis SOP Development

US Mortgage Lock Desk Analyst

XL Dynamics

Jan 2020 - Dec 2020 (11 months)

In my role as a Lock Desk Analyst, I analyze borrower information, initiate lock requests, and manage pricing based on market movements. I also handle client queries related to loan locks and pricing.

Loan Locking Pricing Analysis Market Analysis Quality Management Documentation Communication Skills Problem Solving

Mortgage Closing & Origination Specialist

Wipro

Jul 2017 - Dec 2019 (2 years 5 months)

I performed initial reviews and managed closing conditions for mortgage files. My responsibilities included validating documents, coordinating with title companies, and ensuring compliance with closing procedures.

Compliance Quality Control Communication

Mortgage Analyst

Barclays Shared Service

Jan 2016 - Jun 2017 (1 year 5 months)

As a Mortgage Analyst, I analyzed income and asset documents, reviewed appraisals and titles, and validated borrower loan details. I ensured that all required documentation was available and compliant with underwriting conditions.

Asset Verification Appraisal Review Title Analysis Documentation Requirements Client Communication Problem Solving

Customer Service Associate

Barclays Shared Service

Aug 2014 - Jan 2016 (1 year 5 months)

In this role, I processed customer loans and credit queries, utilizing internal systems to make informed decisions. I focused on delivering high-quality service and ensuring customer satisfaction.