Krishan Yadav

I am a driven Senior Underwriter with over 6 years of experience providing end-to-end U.S. mortgage underwriting for Conventional, FHA, and VA loan products. I focus on compliance, risk management, and consistently meeting stringent deadlines.

My expertise spans mortgage credit analysis, the 4 C's (Credit, Capacity, Collateral, Capital), quality control oversight, and live underwriting for purchase and refinance loans. I have a track record of coaching teams, delivering process training, and improving operational efficiency.

I have earned multiple awards including Excel@Work, League of Champions, Star Employee of the Month, and other Employee of the Month recognitions, and received client appreciation for achieving certifications in Refinancing, Purchase in Conventional, and FHA loans. I am proficient with Encompass, MERS, NETR, AUS, and other underwriting tools.

I bring strong problem-solving skills, a commitment to continuous improvement, and the ability to collaborate cross-functionally while working independently to resolve complex issues and ensure timely, high-quality delivery of underwriting services.