Maria Rivera

At Banistmo, I lead relationships with international rating agencies, institutional investors, investment funds, banks, and family offices. I coordinate annual credit-rating processes, debt issuance due diligence, regulatory reporting, and bilingual communications for investors and regulators.

I've also contributed to Banistmo's Sustainable Bonds framework, supporting ESG criteria, environmental and social risk management, and post-issuance compliance policies.

Previously at Banco General, I developed Power BI dashboards, customer projections, retention strategies, and transaction-growth initiatives informed by profitability and demographic data. At KPMG Panama, I supported IFRS 9 credit risk consulting across Latin America, calculating PD, LGD, and EAD and building forward-looking models with macroeconomic variables.

My background spans Industrial and Administrative Engineering, Accounting and Auditing, Big Data and Business Analytics, and Law and Political Science. I work in Spanish and advanced English and am available for on-site roles in Panama or international remote opportunities.