Open to opportunities

Carlos Ho

@carlosho

Message

I analyze corporate credit risk and banking data quality to support sound, data-driven decisions.

Panama

Message

What I'm looking for

I'm looking for financial risk, corporate banking, or data-driven analytical roles where I can apply quantitative analysis, credit-risk assessment, and data-quality experience.

I'm currently supporting banking operations at Credicorp Capital (ASB Bank), where I monitor critical data processes in TAP and T24, coordinate with Temenos and NTT Data, and help resolve data-quality incidents.

Previously, at Banco Aliado, I analyzed financial statements and tax returns for more than 35 corporate banking clients across industries. I assessed liquidity, leverage, profitability, cash-flow sustainability, credit exposure, and portfolio risk using Moody's CreditLens and Excel.

With a B.S. in Economics from Florida State University and coursework in econometrics, financial risk management, corporate finance, and statistical analysis, I bring quantitative training to financial risk and data-driven analytical work.

Experience

Work history, roles, and key accomplishments

Current

Jr. Data Quality Analyst

Current

Credicorp Capital (ASB Bank)

Mar 2026 - Present (5 months)

Ensures data integrity and correct data flow across banking operations, mitigating operational risks. Manages critical data processes with Temenos and NTT Data, and identifies and escalates data quality incidents.

Data Quality Tap T24 Temenos NTT DATA Data Analysis

Service Specialist

Aramark Legacy Catering

Jul 2025 - Dec 2025 (5 months)

Coordinated campus events in high-demand environments, strengthening organizational and operational efficiency skills.

Event Coordination Organizational Skills Operational Efficiency

Credit Risk Analyst Intern

Banco Aliado

Sep 2024 - Dec 2024 (3 months)

Analyzed financial statements and tax returns of 35+ corporate banking clients, assessing liquidity, leverage, profitability, and cash flow. Utilized Moody's CreditLens and Excel to support structured credit risk reports.

Credit Risk Analysis Financial Statement Analysis Excel Data Analysis