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Maria Gliata
@maria-himalayajobs
I am professional, reliable and I would like to use my experience in credit assessment to assist people in matters of credit and budgeting.
What I'm looking for
I've spent 18 years assessing consumer and business credit referrals in the telecoms industry, including long-term work with Capita-O2.
At Capita-O2, I conducted detailed credit analysis for consumer and business loans, verifying customer information, assessing credit history and affordability, and supporting fraud prevention. I also reviewed financial indicators, profit and loss reports, and credit declines for business customers.
I've worked remotely for the past four years and use credit vetting platforms, Microsoft Office, Teams, and OneDrive to work independently and collaboratively. I communicate professionally in English and native Greek.
More recently, I've provided in-person and online English, Greek, and GCSE Maths tutoring to primary school children. My earlier experience spans cash management, marketing, research, pricing analysis, and customer-payment administration.
Experience
Work history, roles, and key accomplishments
Personal tutor
Self Employed
Oct 2024 - Present (1 year 11 months)
Provided private lessons in English and Greek language to primary school children and Math GCSE exam preparation lessons, both in person and online.
Credit Underwriter
Capita-O2
Jan 2007 - Sep 2024 (17 years 8 months)
Worked in the credit referrals assessment team conducting detailed credit analysis for consumer and business loans, including credit history assessment, loan affordability, fraud prevention, and decline reviews.
Cash Management Administrator
O2 U.K. L.T.D.
Jan 2003 - Dec 2007 (4 years 11 months)
Processed business customer payments accurately and timely, resolved billing queries, and provided advisory support to customer services and collection personnel.
Marketing Executive
Dia Hellas S.A.
Jan 2000 - Dec 2002 (2 years 11 months)
Prepared and presented pricing reports, calculated profit indexes, conducted competitor analysis, monitored advertising campaign effectiveness, and managed marketing expenses.
Junior Consultant
Brainstorming L.T.D
Jan 1999 - Dec 2000 (1 year 11 months)
Worked as a temp Junior Consultant, gaining familiarity with quality issues (ISO Certification) and developing research skills.
Marketing Secretary
Motornews
Jan 1998 - Dec 1999 (1 year 11 months)
Served as Secretary-Assistant to the Marketing Team, improving organizational skills and gaining familiarity with the media/publishing environment.
Education
Degrees, certifications, and relevant coursework
University of Bradford
MBA, Business Administration
2003 - 2007
Executive part-time MBA from the University of Bradford School of Management, completed in 2007.
Argiroupoli College
Certificate, Graphic Design and Computer Animation
2000 - 2001
Completed a program in Graphic Design and Computer Animation from 2000 to 2001.
DEREE - The American University of Greece
Bachelor of Science, Marketing
1994 - 1998
Grade: 1st Class
Bachelor of Science in Marketing with first class honors, completed in 1998.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Job categories
Skills
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