Compliance, Risk Management, AML/KYC, and Data Privacy professional with more than five years of experience supporting regulatory compliance across financial services, technology, and other regulated sectors. Skilled in conducting risk assessments, enhanced due diligence (EDD), customer due diligence reviews, beneficial ownership analysis, sanctions screening, and compliance monitoring. Experienced in identifying regulatory and control gaps, developing remediation recommendations, preparing management and executive-level reports, and contributing to governance and compliance programs. Strong background in supporting enterprise-wide compliance initiatives while helping organizations manage regulatory risk and maintain effective control frameworks.
Marco Cruz
@marcocruz
Compliance | AML/KYC | Data Privacy | Risk Management
Costa RicaExperience
Work history, roles, and key accomplishments
Lead enterprise GDPR and CCPA compliance initiatives and support privacy and regulatory risk management. Drive data subject rights governance, audit readiness, and executive-level compliance reporting.
Serve as an AML/KYC SME for enhanced due diligence and complex client reviews. Conduct enhanced due diligence on beneficial ownership, sanctions exposure, adverse media, and customer risk factors, and prepare governance and management reporting.
Conduct enhanced due diligence investigations for high-risk institutional and corporate clients. Perform beneficial ownership reviews and sanctions screening, assess customer risk profiles, and maintain audit-ready records.
Perform audits and regulatory assessments for products listed on the Amazon platform. Ensure adherence to CPSC and FDA requirements, analyze CLP non-compliance, and escalate issues with action plans to enable product reinstatements.
Manage end-to-end procurement and procure-to-pay operations, including sourcing, vendor selection, purchase orders, and contract management. Implement process improvements, track KPIs via reports and dashboards, and support compliance-aligned procurement practices.
Education
Degrees, certifications, and relevant coursework
Harvard University
Program, Data Privacy & Technology
Data Privacy & Technology program at Harvard University (ongoing; estimated graduation July 2026).
Fidelitas University
Bachelor of Business Administration, Business Administration
2021 - 2026
Grade: 4
Activities and societies: NA
Bachelor in Business Administration at Fidelitas University
University of Pennsylvania
Specialization, Health Privacy Law
HIPAA & Privacy Law specialization at the University of Pennsylvania (2026).
ADEN Business School
Specialization, Compliance
Specialization in Compliance at ADEN Business School (2025).
The George Washington University School of Business
Specialization, Compliance
Specialization in Compliance at The George Washington University School of Business (2025).
University of Costa Rica
Associate Degree in Business Administration, Business Administration
2019 - 2020
Associate degree in Business Administration at the University of Costa Rica (2019–2020).
Tech stack
Software and tools used professionally
Availability
Location
Costa RicaAuthorized to work in
Salary expectations
Job categories
Skills
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