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Lavina Sadafal

@lavinasadafal

Message

I manage credit portfolios and turn financial data into informed lending and business decisions.

India

Message

At IDBI Bank, I manage a ₹25 Cr agricultural and retail loan portfolio, appraising credit and reviewing documentation for 252 loan proposals. I analyze financial statements, borrower profiles, and risk parameters to support timely, compliant lending decisions.

I've also prepared financial reports and reconciliations at Tata Motors, built Excel trackers for sales and payment records, and delivered valuation and market-analysis projects through my MBA in Finance and Marketing at IIM Kashipur.

Experience

Work history, roles, and key accomplishments

Current

Assistant Manager

Current

IDBI Bank

Jun 2026 - Present (4 months)

Managed a ₹25 Cr agricultural and retail loan portfolio, conducting credit appraisal and documentation review for 252 loan proposals while ensuring regulatory compliance. Analyzed financial statements and risk parameters, prepared MIS reports, and collaborated with cross-functional departments to ensure timely processing and compliance.

Credit Appraisal Risk Assessment Loan Documentation Portfolio Monitoring Financial Statement Analysis Regulatory Compliance MIS Reporting Data Analysis Cross Functional Collaboration

Finance Intern

Tata Motors

Apr 2025 - Jun 2025 (2 months)

Prepared 50+ financial reports, payment reconciliations, and MIS using Excel to support business operations. Analyzed sales and financial data across 1,000+ records, collaborated with cross-functional teams, and developed Excel-based trackers to improve reporting efficiency.

Financial Reporting MIS Reporting Excel Data Analysis Payment Reconciliation Cross Functional Collaboration

Business Marketer

MBA Chai Wala

Jan 2021 - Apr 2021 (3 months)

Generated 1,000+ qualified business leads through market research and digital outreach campaigns. Conducted competitor analysis of 500+ cafés, supported franchise acquisition initiatives, and researched market opportunities to support expansion strategies.

Market Research Lead Generation Competitive Analysis Digital Outreach Business Intelligence Data Analysis