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Yash SharmaYS
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Yash Sharma

@yashsharma43

Junior Assistant Manager at IDBI Bank assessing creditworthiness and processing gold loans under RBI-compliant controls.

India
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At IDBI Bank, I evaluate borrowers’ financial statements to assess creditworthiness, repayment capacity, and business sustainability. I also process and renew gold loans from customer verification through disbursement.

I file regulatory reports and statutory returns in line with RBI requirements, support audits, and handle government business and Cash Management Services reporting. My branch operations work includes RTGS, NEFT, and Indo-Nepal remittances.

As a Finance Intern at AU Small Finance Bank, I reviewed dealer profiles and invoices, computed payouts with tax checks, and used variance analysis to investigate discrepancies. I also supported KYC and AML due diligence during customer onboarding.

In my Sula Vineyards equity research project, I analysed financials and market trends, built DCF and relative valuation models, and delivered an investment recommendation. I’ve also built a financial forecasting model and managed a simulated BSE 500 portfolio that achieved a 12% return.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

Institute of Management Technology, Nagpur logoIN

Institute of Management Technology, Nagpur

PGDM, Finance

Grade: 71.12%

Pursued PGDM in Finance, achieving 71.12%.

SJ

SS Jain Subodh PG College, Jaipur

B.Com (Hons.), Accounting

Grade: 60.89%

Completed B.Com (Hons.) in Accounting with 60.89%.

DJ

D.A.V Centenary Public School, Jaipur

XII, Commerce

Grade: 68.00%

Completed XII in Commerce with 68.00%.

FI

Finaltics

Financial Analyst Advanced, Financial Analysis

Completed Financial Analyst Advanced program.

NIELIT logoNI

NIELIT

Computer Concepts, Computer Concepts

Completed Computer Concepts certification.

Tech stack

Software and tools used professionally

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