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Khushi JainKJ
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Khushi Jain

@khushijain7

I build credit risk models and customer analytics that improve revenue, targeting, and decision-making.

India
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What I'm looking for

I'm looking to build scalable, customer-centric analytics and product solutions where I can use data to improve risk decisions, customer engagement, and business outcomes.

At Citi, I build credit risk and customer engagement models that turn large-scale card and customer data into business decisions.

I developed a customer engagement model for approximately 20 million customers using more than 2,000 variables, projecting a 5% revenue uplift at scale. I also built a risk model for approximately 70 million customers using 3,000+ variables, projecting risk reduction and more than $2.2 million in incremental revenue.

I automate modeling workflows, including an AI-enabled roll-rate analysis adopted as a standard team workflow, reducing report effort by 30% and cutting a key modeling step from two days to five hours. Through Tableau dashboards, data-quality controls, model monitoring, A/B experiments, and 30+ customer profiling attributes, I improved sales-targeting accuracy by 28%.

Earlier, I supported market and competitive analysis at The Arc and created digital content strategies for financial services brands at The Minimalist. I bring an economics foundation, product thinking, and experience leading and mentoring teams to scalable, customer-centric analytics work.

Experience

Work history, roles, and key accomplishments

TA

Founder's Office Intern

The Arc

Jan 2023 - Mar 2023 (2 months)

Conducted market and competitive analysis on emerging startups, synthesizing insights into strategic recommendations for business growth and product planning.

Education

Degrees, certifications, and relevant coursework

Indian Institute of Foreign Trade logoIT

Indian Institute of Foreign Trade

MA, Economics

2022 - 2024

Grade: 80%

Pursued MA in Economics, achieving 80% and earning the Bronze Medalist distinction.

University of Delhi logoUD

University of Delhi

BA (Hons.), Economics

2019 - 2022

Grade: 9.068/10

Completed BA (Hons.) in Economics with a CGPA of 9.068/10.

Tech stack

Software and tools used professionally

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