Karthik Haramagatti
@karthikharamagatti
Experienced KYC and loan processing specialist focused on compliance and smooth digital onboarding.
What I'm looking for
I am a detail-oriented finance professional with over two years of experience in loan processing, payment settlement, and mortgage operations at a leading finance services firm.
I specialize in KYC, AML and CDD checks, conducting thorough document verification and video KYC to meet regulatory and internal compliance standards. I have supported digital onboarding and app-based loan applications while collaborating closely with sales and credit teams.
I resolve customer queries and disputes through face-to-face, phone, and digital channels, prioritizing customer comfort and satisfaction while meeting branch-level performance targets for processing accuracy and turnaround time. I am proficient with MS Office, Power BI, CRM, SFDC, NPCI Portal, YRM, and Planet App, which I use to streamline operations and reporting. My approach combines critical thinking, cross-functional collaboration, and meticulous attention to regulatory documentation.
I am looking to apply my KYC, compliance, and digital onboarding expertise to roles that demand accuracy, regulatory rigor, and excellent customer experience.
Experience
Work history, roles, and key accomplishments
Sr Branch Customer Experience Executive
L&T Finance Services
Performed customer due diligence (CDD), AML and KYC verification, loan processing, and digital onboarding with over 2 years of experience; achieved branch-level targets in processing accuracy and turnaround time while managing disbursements, payment settlements and dispute resolution.
Education
Degrees, certifications, and relevant coursework
Bapuji Academy of Management & Research
Master of Business Administration, Finance
2021 - 2022
Completed Master of Business Administration in Finance at Bapuji Academy of Management & Research from 2021 to 2022.
JSS Shri Manjunatheshwara Institute of UG & PG Studies
Bachelor of Business Administration, Finance
2017 - 2020
Completed Bachelor of Business Administration in Finance at JSS Shri Manjunatheshwara Institute of UG & PG Studies from 2017 to 2020.
Sri Siddaganga PU College
Pre-University Certificate, Pre-University
2015 - 2017
Completed Pre-University studies at Sri Siddaganga PU College from 2015 to 2017.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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