Jaya Bharthi
@jayabharthi
I run accurate banking, payments, trade finance, and financial operations.
IndiaWhat I'm looking for
I'm supporting insurance implementation and case setup at Guardian India Operations, reviewing documentation, resolving case queries, and helping complete assigned cases accurately and on time.
Previously, I managed merchant acquiring operations at Axis Bank, including onboarding, KYC verification, POS deployment, UPI and POS transaction monitoring, reconciliation, settlement, disputes, chargebacks, and operational reporting. At HDFC Bank, I verified and authorized trade and forex transactions, including bills, export documents, and foreign remittances, while checking AML and compliance requirements.
I've also coordinated daily operations, billing, cash management, bank deposits, invoices, purchase orders, and stock replenishment for a family-owned pharmacy business. I bring over six years of experience across banking, financial services, payment operations, and business administration.
Experience
Work history, roles, and key accomplishments
Associate - Operations
Guardian India Operations Pvt. Limited
Jun 2026 - Present (2 months)
Supporting insurance implementation and case setup activities within a financial services operations environment. Review case information and coordinate with internal teams to resolve queries.
Operations & Administration Coordinator
Jeeva Pharmacy
May 2023 - Jun 2026 (3 years 1 month)
Managed day-to-day business operations, customer interactions, billing, cash management, and bank deposits. Handled payment reconciliation, invoices, purchase orders, and stock monitoring.
Deputy Manager [ Authorizer - Trade & Forex ]
HDFC Bank
Mar 2023 - May 2023 (2 months)
Verified and authorized trade transactions including bills, export documents, and foreign remittances. Checked transactions for compliance requirements including sanctioned entities and AML red flags.
Junior Service Relationship Executive
Axis Bank
Aug 2019 - Jan 2023 (3 years 5 months)
Provided end-to-end operational support for merchant acquiring activities, including onboarding, POS operations, transaction monitoring, settlement, and dispute management.
Education
Degrees, certifications, and relevant coursework
Ethiraj College For Women
Bachelor of Commerce, Corporate Secretaryship
2016 - 2019
Pursued a Bachelor of Commerce in Corporate Secretaryship from 2016 to 2019.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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