Emily Tran
@emilytran
Merchant compliance specialist with AML expertise, underwriting, and legal background.
VietnamWhat I'm looking for
I am a merchant compliance and underwriting specialist with a foundation in international law and formal lawyer training. I combine legal analysis with practical compliance operations to reduce risk and enable secure payment flows.
At Paymentwall/Outcubator I review merchant models, perform UBO screening, PEP/sanctions checks and underwriting for card processing to meet Visa/Mastercard/Discover standards, and I design improved onboarding flows that balance user experience with compliance.
Previously I supported McKinsey projects conducting open-source investigations for public-sector clients, drafting RFP responses, preparing contract templates, and coordinating legal and finance stakeholders to execute agreements.
Earlier legal practice included assisting clients with licensing submissions, delivering legal training on contracting and governance, and advising on tax, labor and corporate matters. I prioritize clear communication, accuracy, and pragmatic risk mitigation.
Experience
Work history, roles, and key accomplishments
PIMerchant Compliance Specialist
Paymentwall Inc.
Sep 2023 - Present (2 years 1 month)
Review merchant business models and documentation to ensure AML and card-network compliance, conducted UBO/PEP/sanctions screenings and underwriting for card processing, and redesigned onboarding flows to improve UX while maintaining risk controls.
External Project Consultant
ManPower Group Vietnam
May 2022 - Aug 2023 (1 year 3 months)
Conducted open-source due diligence for public-sector pre/post-onboarding, prepared RFP responses and LoP templates, and supported contract drafting and execution in collaboration with legal and finance teams.
Legal Assistant
CBS Legal
Aug 2020 - Apr 2022 (1 year 8 months)
Facilitated clients' licensing submissions with local authorities, provided legal opinions on tax, labor and corporate governance, and delivered training to client sales and legal teams on regulatory updates.
Education
Degrees, certifications, and relevant coursework
Basel Institute on Governance — International Centre for Asset Recovery (ICAR) (E-learning)
E-learning Certificate: Operational Analysis of Suspicious Transaction Reports, Anti-Money Laundering / Financial Investigations
2023 - 2023
Completed the e-learning course 'Operational Analysis of Suspicious Transaction Reports' in 2023.
Vietnam Judicial Academy
Lawyer Professional Training Course, Law / Legal Practice
2021 - 2022
Completed a professional Lawyer training course focused on legal practice and judiciary subjects from 2021 to 2022.
DVDiplomatic Academy of Vietnam
Bachelor of International Law, International Law
2015 - 2020
Grade: 3.28 / 4.0
Completed a Bachelor of International Law with a GPA of 3.28/4.0 from 2015 to 2020.
Availability
Location
VietnamAuthorized to work in
Job categories
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