Eder Francisco Cruz

I am a Product Analyst with a background in risk analytics and data science, experienced in translating complex data into strategic product decisions that improve portfolio performance and operational efficiency. I have led end-to-end product analytics across origination and collections funnels, designed A/B tests, developed risk-prediction and forecasting models, and built unit-economics models that influenced pricing and portfolio strategy.

Previously I worked as a Data Scientist developing time-series forecasts, optimization models, and automated hyperparameter tuning, and applied advanced techniques like Topological Data Analysis to uncover hidden patterns. I automate scalable reporting pipelines and KPI dashboards to reduce manual work, clearly communicate findings to stakeholders, and partner with cross-functional teams to implement data-driven solutions that reduce risk and improve operational KPIs.