Divjyot Singh
@divjyotsingh
Technical Product Manager building 0→1 B2B fintech platforms and AI systems.
IndiaWhat I'm looking for
I’m a Technical Product Manager with 8 years at Perfios Software Solutions, where I’ve owned both product roadmap and full-stack technical architecture for multiple B2B fintech platforms built from 0→1. I operate at the intersection of business requirements, product strategy, and engineering delivery, translating stakeholder needs into technical execution.
I’ve led cross-functional engineering teams of up to 11 engineers and served in roles across product ownership, technical architecture, and engineering management. For example, I architected and scaled a modular, multi-platform loan origination system (Perfios Smart Lending Vehicle) that enabled lenders to configure workflows without engineering bottlenecks—using Flutter/Dart + Python and a Docker-orchestrated microservices design.
I also designed a DPDPA-compliant consent layer (Consent Manager Platform) with an end-to-end architecture spanning Data Principal, Data Fiduciary, and Consent Manager, and built a config-driven data aggregation platform that replaced a legacy monolith. More recently, I developed a GPT-4o-powered internal AI assistant with RAG and hallucination safeguards, and I’m now an Associate Director, Products (Strategy & Innovations) focused on platform-level opportunity discovery and next-generation capability vision.
Experience
Work history, roles, and key accomplishments
Associate Director, Products
Perfios Software Solutions Pvt Ltd
Apr 2025 - Present (1 year 3 months)
Leads product strategy and innovation within Perfios’s Strategy & Innovations vertical, identifying platform-level opportunities across the product portfolio. Acts as an internal consultant bridging engineering and business stakeholders on architectural and product decisions.
Data AI Assistant
Perfios Software Solutions Pvt Ltd
Jan 2025 - Apr 2026 (1 year 3 months)
Owned the end-to-end product and technical architecture for an internal AI assistant that enables teams to query company aggregate data in natural language. Built a GPT-4o agentic system to translate user questions into PostgreSQL queries, execute them, and interpret results using an LLM call with hallucination safeguards.
Consent Manager Platform
Perfios Software Solutions Pvt Ltd
Aug 2024 - Sep 2025 (1 year 1 month)
Designed and led product and technical architecture for a DPDPA-compliant consent layer, covering Data Principal, Data Fiduciary, and Consent Manager flows from day one. Built a product-agnostic, high-throughput integration pattern and iterated scope based on legislative updates.
Loan Origination Platform
Perfios Software Solutions Pvt Ltd
Apr 2023 - Aug 2025 (2 years 4 months)
Owned product and technical architecture for Perfios Smart Lending Vehicle (PSLV), a modular loan origination platform enabling lender workflow configuration without engineering intervention. Architected a modular multi-stakeholder system and led 0→1 scale-up from a small team to engineering management across delivery.
Data Aggregation Platform
Perfios Software Solutions Pvt Ltd
Sep 2021 - Jan 2023 (1 year 4 months)
Built a general-purpose data aggregation and analytics platform replacing a legacy monolith, ingesting PDFs, scanned documents, and structured data formats. Led migration to a config-driven microservice architecture with a node-based analysis layer and an extensible platform model for onboarding new data verticals.
Senior Product Manager
Perfios Software Solutions Pvt Ltd
Apr 2024 - Present (2 years 3 months)
Served as Senior Product Manager, contributing to technical product development, prioritization, and engineering delivery across Perfios platforms.
Product Manager III
Perfios Software Solutions Pvt Ltd
Apr 2023 - Present (3 years 3 months)
Served as Product Manager III at Perfios, owning product roadmap and supporting technical architecture decisions for platform delivery.
Product Manager II
Perfios Software Solutions Pvt Ltd
Apr 2022 - Present (4 years 3 months)
Served as Product Manager II at Perfios, working on technical product development and collaboration with engineering teams.
Product Manager
Perfios Software Solutions Pvt Ltd
Apr 2018 - Present (8 years 3 months)
Served as Product Manager at Perfios starting in 2018, supporting product roadmap ownership and technical architecture for multiple platforms.
Education
Degrees, certifications, and relevant coursework
IMCU, Christ (Deemed to be) University
Master of Business Administration, Marketing
2016 - 2018
MBA in Marketing from IMCU at Christ (Deemed to be) University, focusing on consumer behaviour, product strategy, and human psychology.
UIIT, Himachal Pradesh University
Bachelor of Technology, Information Technology
2011 - 2015
B.Tech in Information Technology from UIIT, Himachal Pradesh University.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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