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Darshika JoshiDJ
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Darshika Joshi

@darshikajoshi

Product Manager at NPCI who launched FASTag issuer portability for 24 banks and 100K+ FASTags.

India
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At NPCI, I built and launched OneTag, a FASTag issuer-portability solution, and onboarded 24 issuer banks and 100K+ FASTags. I also designed secure APIs and real-time event streaming for portability, reducing end-of-day reconciliation time by 40%.

At PhonePe Limited, I led a no-code IVR platform and GenAI voicebot workflows that increased automation. I also led a migration to an in-house RAG solution, cutting cost-to-serve by 40% and saving Rs.7Cr annually.

At Scotiabank, I built customer segments from transaction and engagement data to support targeted offers, improving campaign conversion by 8%. I also contributed to a mobile banking accessibility initiative and owned release readiness through functional, regression, and accessibility testing.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

Università Cattolica del Sacro Cuore logoUC

Università Cattolica del Sacro Cuore

Master’s, International Business

2020 - 2022

Master’s in International Business from Università Cattolica del Sacro Cuore, completed in 2022.

DI

DKTE Society’s Textile Engineering Institute

Bachelor of Technology, Computer Science and Engineering

2016 - 2020

Bachelor of Technology in Computer Science and Engineering from DKTE Society’s Textile Engineering Institute, completed in 2020.

Scrum Alliance logoSA

Scrum Alliance

Certified Scrum Product Owner (CSPO), Scrum

Certified Scrum Product Owner (CSPO) certification from Scrum Alliance.

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