Open to opportunities

Cyril Zachariah

@cyrilzachariah

Project Manager delivering end-to-end Agile programs and client outcomes across fintech, e-commerce, and regulated banking.

India

Message

What I'm looking for

I’m looking for a fast-paced IT environment where I can own delivery and client outcomes end to end—Agile/Scrum, roadmap and governance included. I want autonomy, cross-functional partnership, and room to use AI tooling while keeping strong review gates.

I’m a Project Manager and SPOC for enterprise accounts, owning end-to-end planning, delivery, commercials, and stakeholder outcomes across India, the UAE, Qatar, the UK, and the US. In a fast-paced IT environment, I drive multiple active projects by combining structured PM execution (Agile/Scrum/hybrid) with product thinking—discovery, scoping, roadmap prioritisation, and 0-to-1 launches.

I bring autonomy and servant-leadership to cross-functional delivery teams, balancing throughput on live work while creating repeat-business opportunities. From RBI-regulated fintech (PPI) to regulated BFSI modules and multi-country e-commerce implementations, I’ve consistently managed estimation, scheduling, risks/dependencies, UAT/release governance, and margin-protected commercials—using AI-assisted tooling to improve cadence without skipping human review gates.

Experience

Work history, roles, and key accomplishments

Current

0-to-1 AI Event-Management Platform

Current

Project X

Dec 2025 - Present (7 months)

Drove a 0-to-1 AI-powered event-management product by facilitating multi-week in-person discovery workshops to define AI capabilities and scope, and running full build sprints (ongoing). Translated unstructured customer needs into PRDs and a prioritised roadmap while coordinating engineering, design, and AI workstreams under startup-style timelines.

0 To 1 Product Delivery AI Product Development PRDs Roadmapping AI Workstreams Prioritization

Current

0-to-1 Fintech (PPI) Platform

Current

Unimoni Exchange LLC

Aug 2025 - Present (11 months)

Led end-to-end delivery of an RBI-regulated, 0-to-1 Prepaid Payment Instrument platform (mobile + web), owning discovery, BRD/PRD baselining, roadmap, sprint planning, and phased go-live governance. Consolidated payments, forex remittance, prepaid cards, parent-controlled wallet for minors, lending, and insurance into a single program while aligning leadership, engineering, QA, legal, and complian

Prepaid Payment Instrument (PPI)Fintech Program Management Discovery Roadmapping Sprint Planning Phased Go Live Governance Regulatory Compliance FEMA

Current

Enterprise Banking Modules

Current

South Indian Bank

May 2024 - Present (2 years 2 months)

Delivered regulated enterprise banking modules (digital portal, campus module, personal loan onboarding, home loan dashboards & CRM, and stock statement automation web app) as single point of contact. Owned the delivery lifecycle from requirement sign-off through development, VAPT, vendor fixes, UAT, and release management while meeting BFSI compliance and security gates.

Regulated Module Delivery Requirement Sign Off VAPT UAT Release Management Security Testing Loan Boarding Dashboards CRM

Current

Project Coordinator/Acting PM

Current

Webandcrafts

Feb 2024 - Present (2 years 5 months)

Sole accountable PM and single point of contact for enterprise accounts, owning end-to-end delivery and pre-sales while balancing throughput on live projects and identifying expansion opportunities. Leads cross-functional Agile ceremonies and manages estimation, scheduling, dependencies, risks, and project commercials/margin protection, with AI-assisted documentation and client communication.

Multi-Country E-Commerce Delivery

Lulu Group

Feb 2024 - Sep 2025 (1 year 7 months)

Managed multi-country e-commerce implementations across simultaneous workstreams, including headless Magento, ERP/CRM integrations, CMS, payment gateway integration, and mobile/web surfaces. Coordinated cross-timezone releases, production-issue escalations, dependency-managed delivery planning, and change/scope negotiation with vendors.

ERP Integration CRM Integration CMS Payment Integration Mobile Web Delivery Vendor coordination Release Management Dependency Management Change Management Scope Negotiation

NBFC Multi Project Digital Delivery

TVS Credit Services Ltd

Apr 2024 - Mar 2025 (11 months)

Owned delivery of multiple digital products for a regulated NBFC environment, including Eco-InstaCard, RBL x TVS integrations, and Saathi App CSR updates across third-party APIs and internal engineering/UX journeys. Served as SPOC to client leadership by coordinating dev, design, BA, QA, ops, and compliance teams to sustain continuity on a long-running account.

Digital Products Integration Eco InstaCard Saathi App UX collaboration Stakeholder Management Compliance Coordination