Bharani Dharan User
@bharanidharanuser
Process Associate in Banking Fraud Operations, analyzing fraud patterns and supporting investigations to help protect financial integrity.
What I'm looking for
I’m a motivated B. Com (Business Process Services) graduate with hands-on experience in Banking Fraud Operations at Tata Consultancy Services (TCS). I’m currently building deeper expertise by working through real fraud cases and continuously exploring new ways to strengthen my knowledge.
In my Process Associate role at TCS, I’m responsible for monitoring and investigating suspicious financial transactions. I analyze fraud patterns, escalate high-risk cases as per standard operating procedures, and collaborate with cross-functional teams to ensure timely resolution of fraud-related queries.
I also focus on maintaining accurate records and reports of fraud cases in compliance with banking regulation. Alongside this, I completed an internship project at Salem Steel Plant – SAIL, working in Accounting, Marketing, and Purchase.
I’ve pursued certifications including Nptel – Retail Management, Coursera – Human Resource Management, Coursera – Google digital marketing and E-Commerce, and Coursera – Excel Skills for Business. I previously served as Chairman of my department for the academic year 2024-25, and I aim to bring that leadership mindset to a challenging role where I can contribute to growth while enhancing my skills.
Experience
Work history, roles, and key accomplishments
Process Associate
Tata Consultancy Services
Jun 2025 - Present (1 year 1 month)
Worked in Banking Fraud Operations, monitoring and investigating suspicious financial transactions. Analyzed fraud patterns, escalated high-risk cases per standard operating procedures, and maintained accurate fraud case records and reports.
Education
Degrees, certifications, and relevant coursework
Kalasalingam MBA (Online) University
Master of Business Administration, Business Administration
2025 -
Pursuing an MBA (Online) at Kalasalingam MBA (Online) University since 2025.
Sri Krishna Arts & Process Science College
Bachelor of Commerce, Business Process Services
2022 - 2025
Grade: 8.2 CGPA
Activities and societies: Completed an internship project at Salem Steel Plant – SAIL (25 Apr 2024 to 25 May 2024) across Accounting, Marketing, and Purchase.
Completed a B.Com (Business Process Services) at Sri Krishna Arts & Process Science College (Bharathiar University) from 2022 to 2025, scoring 8.2 CGPA.
Holy Cross Matric HSC Hr Sec School
Higher Secondary Certificate (HSC), Higher Secondary Education
2021 - 2022
Grade: 85%
Completed HSC at Holy Cross Matric HSC Hr Sec School (State Board) in 2022, scoring 85%.
Sri Sarada Balamandir SSLC Boys Matric Hr Sec School
Secondary School Leaving Certificate (SSLC), Secondary Education
2019 - 2020
Grade: 71%
Completed SSLC at Sri Sarada Balamandir SSLC Boys Matric Hr Sec School (State Board) in 2020, scoring 71%.
Availability
Location
Authorized to work in
Job categories
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