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Bharani Dharan UserBU
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Bharani Dharan User

@bharanidharanuser

Process Associate in Banking Fraud Operations, analyzing fraud patterns and supporting investigations to help protect financial integrity.

India
Message

What I'm looking for

I’m looking for a challenging role at a reputed organization where I can use my Banking Fraud Operations experience—monitoring, investigating, and escalating fraud cases—and contribute to company growth while enhancing my knowledge by exploring new things.

I’m a motivated B. Com (Business Process Services) graduate with hands-on experience in Banking Fraud Operations at Tata Consultancy Services (TCS). I’m currently building deeper expertise by working through real fraud cases and continuously exploring new ways to strengthen my knowledge.

In my Process Associate role at TCS, I’m responsible for monitoring and investigating suspicious financial transactions. I analyze fraud patterns, escalate high-risk cases as per standard operating procedures, and collaborate with cross-functional teams to ensure timely resolution of fraud-related queries.

I also focus on maintaining accurate records and reports of fraud cases in compliance with banking regulation. Alongside this, I completed an internship project at Salem Steel Plant – SAIL, working in Accounting, Marketing, and Purchase.

I’ve pursued certifications including Nptel – Retail Management, Coursera – Human Resource Management, Coursera – Google digital marketing and E-Commerce, and Coursera – Excel Skills for Business. I previously served as Chairman of my department for the academic year 2024-25, and I aim to bring that leadership mindset to a challenging role where I can contribute to growth while enhancing my skills.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

KU

Kalasalingam MBA (Online) University

Master of Business Administration, Business Administration

2025 -

Pursuing an MBA (Online) at Kalasalingam MBA (Online) University since 2025.

SC

Sri Krishna Arts & Process Science College

Bachelor of Commerce, Business Process Services

2022 - 2025

Grade: 8.2 CGPA

Activities and societies: Completed an internship project at Salem Steel Plant – SAIL (25 Apr 2024 to 25 May 2024) across Accounting, Marketing, and Purchase.

Completed a B.Com (Business Process Services) at Sri Krishna Arts & Process Science College (Bharathiar University) from 2022 to 2025, scoring 8.2 CGPA.

HS

Holy Cross Matric HSC Hr Sec School

Higher Secondary Certificate (HSC), Higher Secondary Education

2021 - 2022

Grade: 85%

Completed HSC at Holy Cross Matric HSC Hr Sec School (State Board) in 2022, scoring 85%.

SS

Sri Sarada Balamandir SSLC Boys Matric Hr Sec School

Secondary School Leaving Certificate (SSLC), Secondary Education

2019 - 2020

Grade: 71%

Completed SSLC at Sri Sarada Balamandir SSLC Boys Matric Hr Sec School (State Board) in 2020, scoring 71%.

Tech stack

Software and tools used professionally

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