Beauty Ehimiyen
@beautyehimiyen
Debt and credit analysis professional focused on portfolio monitoring, recovery performance, and data-driven credit decisions.
NigeriaWhat I'm looking for
I’m a finance professional specializing in payroll administration, credit analysis, debt recovery, and portfolio monitoring. I support credit decisions with careful documentation, analysis, and reporting, while staying reliable and adaptable in fast-paced environments.
In my current roles at OYA Solutions Limited, I prepare customer loan account reconciliations and analyze debt portfolios to track repayment trends and default performance. I compile and review loan loss reports for management, and I resolve collection and dispute issues professionally to protect relationships and improve outcomes.
As a Team Lead for portfolio monitoring, I supervise overdue-account identification and risk tracking, coordinate team members toward collection and performance targets, and maintain strong recovery success through proactive follow-up and customer engagement. Previously, I conducted due diligence and credit assessments for loan applications, and I also handled payroll processing for 349 employees, including pension schedules and timely remittances.
Experience
Work history, roles, and key accomplishments
Account Assistant - Debt Analyst
OYA Solutions Limited
Sep 2024 - Present (1 year 11 months)
Prepare customer loan account reconciliations and analyze debt portfolios to track repayment trends and default performance. Compile and review loan loss reports and collaborate with internal teams to resolve collection and dispute issues.
Portfolio Monitoring Officer (Team Lead)
OYA Solutions Limited
Jul 2023 - Present (3 years 1 month)
Supervise portfolio monitoring to identify overdue accounts and potential risks, while maintaining recovery success through proactive follow-up and customer engagement. Resolve customer disputes professionally, prepare daily loan performance reports, and coordinate the team to achieve collection and performance targets.
Credit Analyst
OYA Solutions Limited
Mar 2022 - Jun 2023 (1 year 3 months)
Conduct due diligence and credit assessments on loan applications, maintaining accurate client records to minimize fraud. Analyze customer data for creditworthiness and risk exposure, support identity verification with sales teams before disbursement, and prepare daily/weekly reports on approved loans and disbursements.
Accounting Assistant (Payroll)
Lagos State Signage and Advertisement Agency
Feb 2021 - Feb 2022 (1 year)
Support payroll processing for 349 employees, including managing new hires and terminations. Prepare pension schedules for timely remittance, process salaries and payments (including invoices and salary advances), and maintain payroll records with account reconciliations.
Mathematics Tutor
Ipaja Junior College
Aug 2017 - Mar 2020 (2 years 7 months)
Develop lesson plans and teaching materials to improve student understanding of mathematics. Organize weekly quizzes and monthly academic competitions, and provide individualized academic support to enhance student performance.
Education
Degrees, certifications, and relevant coursework
National Youth Service Corps (NYSC)
National Youth Service Corps (NYSC), National Youth Service Corps
2012 - 2013
Grade: .
Activities and societies: .
Completed the National Youth Service Corps (NYSC) program.
University of Benin
Bachelor of Science (BSc) in Accounting, Accounting
2009 - 2012
Grade: Second Class Honours (Upper Division)
Activities and societies: .
Earned a BSc in Accounting from the University of Benin, graduating with a Second Class Honours (Upper Division).
Tech stack
Software and tools used professionally
Availability
Location
NigeriaAuthorized to work in
Job categories
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