Mark Vela
@markvela
Residential Loan Originator at Security America Mortgage structuring construction loans and evaluating borrower credit, project feasibility, and transaction risk.
United StatesWhat I'm looking for
At Security America Mortgage, I work directly with borrowers on government-backed construction lending, structuring transactions around borrower qualifications, project scope, budgets, funding needs, and investor guidelines.
I review borrower and guarantor financials, tax returns, and business cash flow to assess repayment capacity and credit risk. I also conduct contractor and project due diligence, including reviews of licensing, insurance, contracts, and prior project experience.
At River Oaks Capital, I supported commercial real estate financing opportunities by organizing sponsor and property information and working with senior management to assess transaction feasibility. I generated approximately $10 million in financing opportunities and worked across property types and financing structures.
Experience
Work history, roles, and key accomplishments
Residential Loan Originator
Security America Mortgage
Nov 2021 - Present (4 years 11 months)
Specialize in government-backed construction lending, structuring transactions around borrower qualifications, project scope, and investor guidelines. Evaluate financials for self-employed borrowers and coordinate with transaction participants to facilitate closings.
Disposition / Transaction Coordinator
Home Sales Club
Dec 2019 - Nov 2021 (1 year 11 months)
Managed residential transactions from contract to closing, coordinating buyers, sellers, title companies, and escrow. Maintained transaction files and monitored deadlines for inspections, title work, financing, and closing.
Commercial Lending / Business Development
River Oaks Capital
Dec 2017 - Dec 2019 (2 years)
Generated approximately $10 million in commercial real estate financing opportunities through outbound prospecting. Collected and analyzed sponsor financials, rent rolls, operating statements, and pro formas to assess transaction feasibility.
Education
Degrees, certifications, and relevant coursework
Western Governors University
Bachelor of Science, Finance
Bachelor of Science in Finance, in progress, expected completion in May 2027.
University of Houston
Bachelor of Arts, Anthropology
Bachelor of Arts in Anthropology with a minor in Spanish.
Tech stack
Software and tools used professionally
Availability
Location
United StatesAuthorized to work in
Salary expectations
Job categories
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