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anu prakashAP
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anu prakash

@anuprakash

Banking operations leader with 13+ years in digital banking, core systems, and RBI compliance—driving reliable, customer-first execution.

India
Message

What I'm looking for

I’m looking for a banking operations role where I can lead system-driven execution across core banking and digital payments, strengthen RBI compliance and audit readiness, and improve processes with MIS-driven insights—while partnering closely with IT and operations.

I’m an MBA (Finance & HR) professional with 13+ years of experience in banking operations, digital banking processes, IT banking support, and BFSI product operations at CSB Bank. I bring a practical, system-driven mindset that connects operations, IT, and compliance to deliver seamless customer outcomes.

In day-to-day execution, I work extensively on Core Banking Systems (Flexcube, Marvel) for transaction processing, validations, and exception resolution. I also handle digital payment operations and reconciliations across UPI, NPCI, IMPS, NEFT, and RTGS—ensuring accuracy and timely settlement.

Compliance and audit discipline are central to how I operate. I ensure full adherence to RBI regulations, internal audit, concurrent audit, and external audit requirements, while supporting KYC, AML, CKYC, risk control, and operational excellence through SOP adherence and process controls.

I’ve been recognized for operational accuracy and compliance strength, including successfully handling multiple RBI and internal audits with minimal observations. Alongside leadership, I train teams on CBS operations, compliance requirements, and digital transaction handling, building stakeholder confidence through MIS, reconciliation reporting, and root-cause driven resolution.

Experience

Work history, roles, and key accomplishments

CL

Branch Operations Manager

CSB Bank Limited

Jan 2013 - Dec 2025 (12 years 11 months)

Managed end-to-end branch banking operations across Core Banking Systems (Flexcube/Marvel), ensuring accurate transaction processing, UPI/NPCI reconciliations, and timely settlement. Ensured RBI and audit compliance, served as liaison to IT support, and drove SOP/process controls to reduce exceptions and handle customer escalations.

Education

Degrees, certifications, and relevant coursework

IK

Institute of Management in Kerala

Master of Business Administration, Finance & Human Resources

Earned an MBA (Finance & HR) from the Institute of Management in Kerala, University of Kerala in 2011.

SC

Sree Buddha Engineering College

Bachelor of Technology, Electronics & Communication Engineering

Completed a Bachelor of Technology in Electronics & Communication Engineering from Sree Buddha Engineering College in 2006.

Tech stack

Software and tools used professionally

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