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Ann User

@annuser6

Risk Manager at American Express who delivered 30+ regulatory transformation programmes across global markets.

United Kingdom
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At American Express, I delivered 30+ regulatory transformation programmes across global markets, translating evolving requirements into practical strategies and implementation plans. I partnered with C-suite stakeholders and teams across Legal, Compliance, Government Affairs, and business functions.

As a Risk Manager, I assessed international operations, developed a roadmap to standardise undocumented workflows, and designed procedures and control points to address compliance gaps. I also reviewed audit remediation strategies and affiliate service contracts across international markets.

Earlier at American Express, I executed project workstreams and control testing, managed and coached a frontline operations team, and supported customers with fraud prevention and account remediation. I use ChatGPT and Microsoft Copilot for research, analysis, content development, and workflow optimisation.

Experience

Work history, roles, and key accomplishments

American Express logoAE
Current

Risk Manager

May 2025 - Present (1 year 6 months)

Serves as strategic advisor to International Corporate Affairs & Communications leadership, executing comprehensive assessments to identify operational gaps and eliminate process discrepancies. Spearheaded control architecture deployment and operational content governance across international teams.

American Express logoAE

Regulatory Project Manager

May 2021 - May 2025 (4 years)

Delivered 30+ complex regulatory transformation programmes across global markets, translating regulatory requirements into practical strategies and implementation plans. Partnered with C-suite and executive stakeholders to provide strategic insight on regulatory implications and implementation priorities.

Education

Degrees, certifications, and relevant coursework

Project Management Institute logoPI

Project Management Institute

PMP Exam Preparation, Project Management

Currently preparing for the PMP examination.

University of Sussex logoUS

University of Sussex

Master of Arts, International Relations

Master of Arts in International Relations (Security) from the University of Sussex.

University of Montreal logoUM

University of Montreal

Bachelor of Arts, Psychology and Criminology

Bachelor of Arts in Psychology and Criminology from the University of Montreal.

LP

Lycée Français Blaise Pascal

Baccalauréat, General

French Scientific Baccalauréat from Lycée Français Blaise Pascal.

AE

American Express

Project Management Foundations, Project Management

In-house project management course.

AE

American Express

Harvard Leadership Edge, Leadership

In-house people leadership program in partnership with Harvard Business Publishing.

AE

American Express

People Leadership Foundations, Leadership

In-house people leadership program in partnership with Gartner.

AE

American Express

Coaching Excellence, Coaching

In-house people coaching program in partnership with Gartner.

Tech stack

Software and tools used professionally

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