Angelo Falto

Supported a startup lending platform by conducting second-opinion Loan Estimate reviews for rate shoppers. The project was ultimately halted due to a lack of continued funding.

Beta-tested AI-based mortgage origination tools, focusing on process automation and workflow improvement. This involved evaluating new technologies to streamline lending operations.

Originated Agency and Non-Agency loans within a high-volume call center environment. Responsibilities included pre-qualifying applicants, reviewing financial documents, and preparing comprehensive submissions for processing and underwriting.

Consistently ranked in the top 5% for loan volume and compliance, personally funding over 35 loans and $5M+ in volume while leading teams. Achieved a 94%+ customer satisfaction rate and maintained clean FHA/VA audit results.

Managed a diverse pipeline of Agency, Non-QM, and Commercial loans within a dynamic call center setting. Ensured compliance, meticulously reviewed loan packages, and provided training support to junior originators.

Originated and successfully closed a wide range of loan products, including Conventional, Government, Jumbo, Reverse, and Commercial loans. Managed the entire pipeline and submission process through underwriting, audit, and post-closing stages.

Underwrote home and business disaster loans up to $720,000, ensuring adherence to federal guidelines. Assessed applicant eligibility, collateral, and repayment capacity through thorough documentation review.

Managed call center originations for both home purchase and refinance loans, overseeing the entire processing cycle from application to closing. Directed operations for Conventional, Government, Jumbo, and Reverse mortgage products.

Completed an Associate of Applied Science degree.

Studied at San Antonio College.