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Ajay utekarAU
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Ajay utekar

@ajayutekar

I validate credit-risk systems, RBI-compliant LOS rules, and banking workflows from testing through go-live.

India
Message

What I'm looking for

I'm looking for a banking or financial-services role where I can strengthen credit-risk, QA, UAT, compliance, and LOS implementation work while contributing to accurate, production-ready system releases.

At Axis Bank, I conduct production testing and deploy RBI-compliant Loan Origination System rules, increasing live-case productivity by 50% and achieving 95% rule accuracy. I also manage large data files and map villages, pin codes, and branches for system validation.

Previously at HDFC Bank, I processed commercial mortgage files in FINONE from login through disbursement while verifying customer documentation and supporting compliant transactions. I bring hands-on experience in UAT/SIT, API and backend validation, JIRA, SQL, Power BI, and banking-system go-live support.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

Indira Gandhi National Open University logoIU

Indira Gandhi National Open University

Master of Business Administration, Banking and Finance

Pursuing a Master of Business Administration with a specialization in Banking and Finance.

Tech stack

Software and tools used professionally

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