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Ajaykumar Bhagat

@ajaykumarbhagat

UI/UX leader using Generative AI to design intuitive banking experiences at scale.

India
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What I'm looking for

I’m looking for a UI/UX role where I can lead GenAI-driven design for fintech/banking products—accelerating prototyping, refining user journeys, and delivering high-impact, cost-effective experiences through strong design governance.

I’m a UI/UX and visual design leader with 15+ years across UI design, branding, and digital product development, with a strong focus on BFSI products. I’ve helped shape renowned banking and insurance experiences such as SBI YONO, HDFC Bank, Yes Wallet, and Bank of Baroda.

At Kotak Life Insurance, I’m driving a GenAI-first design workflow that reduced the conceptualization phase for new insurance products by 30%. I also led the UX/UI strategy for an AI-driven chatbot and automated claims portal, using NLP to simplify complex insurance jargon for users.

I bring both creative depth and technical fluency—using AI tools to accelerate prototyping, enhance visual assets with brand-aligned iconography, and optimize user research with AI-driven insights. I also manage vendor governance and AI compliance, ensuring external deliverables align with security and brand integrity standards.

Earlier roles strengthened my ability to translate user goals into wireframes, prototypes, and launch-ready designs, while partnering closely with developers, UX, marketing, and product teams. I’m known for cost-effective, high-impact creative solutions delivered on tight timelines—always grounded in user-centered design and iterative usability testing.

Experience

Work history, roles, and key accomplishments

Kotak Life Insurance logoKI
Current

Deputy Vice President (DVP)

Kotak Life Insurance

Sep 2022 - Present (3 years 9 months)

Pioneered a Generative AI design workflow for insurance product development, reducing the conceptualization phase by 30%. Led UX/UI for an AI-driven claims assistant chatbot and automated claims portal, and governed external vendors to align with Kotak security and brand integrity standards.

HDFC Bank logoHB

Sr. Manager UI and UX Design

HDFC Bank

Aug 2019 - May 2020 (9 months)

Applied ThoughtWorks brand identity to offline and online design assets, templates, and style guides, collaborating with global teams to reduce time to market. Conducted user-centered research, built wireframes and prototypes, ran usability testing, and documented analytics and feedback to iteratively improve UX.

IBM logoIB

Advisory Consultant (UI/UX)

Jul 2018 - Aug 2019 (1 year 1 month)

Developed UI/UX workflows and delivered wireframe-to-hand-off designs for SBI YONO, maintaining high-resolution pixel-perfect accuracy. Created interactive prototypes, collaborated with developers and product teams, and supported usability testing to identify design patterns and produce style guides.

Xoriant Solutions Pvt Ltd logoXL

Lead Designer

Jan 2012 - May 2018 (6 years 4 months)

Conceptualized and designed new sites to promote a tutorial video product and worked on the mobile “Aera” project. Managed interface/layout and shopping experience design for Yes Bank and Citi Bank while maintaining visual integrity, brand standards, and delivery timelines.

NL

Senior Graphic Designer

Naya Mode Solution Pvt Ltd

Jun 2008 - Apr 2009 (10 months)

Created and optimized complex user flows and developed intuitive, engaging experiences. Collaborated with a product manager, visual designer, and engineers to turn wireframes into production-ready web and mobile UI assets and prototypes.

Education

Degrees, certifications, and relevant coursework

TC

Thakur College (Commerce)

Commerce (graduation), Commerce

2000 - 2004

Commerce graduation program affiliated with Mumbai University from 2000 to 2004.

CM

Chogle High School (Marathi Medium)

High School, General Education

1996 - 1997

Completed high school studies at Chogle High School (Marathi Medium) from 1996 to 1997.

CT

CUA Training

CUA Training, Training

2020 -

Completed CUA training in 2020.

AC

Anandibai Kale College (Commerce)

Commerce, Commerce

1999 - 2000

Studied Commerce at Anandibai Kale College from 1999 to 2000.

IITM Pravartak logoIP

IITM Pravartak

Advanced Certificate Program, AI-Powered Product Design and Management

2026 -

Advanced Certificate Program in AI-Powered Product Design and Management (Human Factors International) in 2026.

Tech stack

Software and tools used professionally

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