Upgrade

Upgrade is a financial technology company that has helped over 7 million customers access more than $42 billion in affordable, responsible credit since 2017. With a TrustScore of 4.7 out of 5 based on 50,000+ reviews, the company provides mainstream consumers with personal loans, credit cards, checking and savings accounts, and credit monitoring tools. Upgrade combines the flexibility of cash-back rewards with the predictability of fixed-rate personal loans, helping millions of families across America make smart financial decisions without getting trapped by revolving credit card debt or hidden banking fees.

Recognized as one of the World's Top Fintech Companies by CNBC, America's Best Startup Employers by Forbes, and Best Places to Work by Built In, Upgrade operates from offices in San Francisco, Phoenix, Montreal, Atlanta, and Orange County. The company's mission is to improve access to affordable credit while rewarding customers along their financial journey. With products like the Upgrade Card, OneCard, Rewards Checking Preferred, and Premier Savings, Upgrade delivers innovative financial solutions that put more money back in customers' pockets through cash-back rewards, competitive rates, and transparent terms.