Nova Credit

Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. Founded with the mission to power a more fair and inclusive financial system, Nova Credit provides tools for lenders to access a broader range of credit history data, thus enabling better risk assessment and more credit opportunities for individuals, particularly for newcomers to the United States.

Nova Credit's unique offerings allow businesses to tap into global credit bureau data, transforming how lenders evaluate creditworthiness. Their flagship products include the Credit Passport®, which helps newcomers leverage their international credit history to secure financial services in the U.S., Canada, and other markets. They also offer solutions like Cash Atlas™, which utilizes bank transaction data to improve credit risk assessments, and Income Navigator, which automates income verification to enhance the lending process. With a commitment to innovation and inclusion, Nova Credit plays a pivotal role in bridging gaps in access to finance for millions of individuals by integrating extensive data sources and providing tailored solutions to meet the needs of a diverse clientele.