Insurance Underwriter – Excess & Specialty

Job Description

Job Title: Insurance Underwriter – Excess & Specialty

Job Type: Contractor

Location: Remote

Job Summary: As a Insurance Underwriter – Excess & Specialty, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required — your domain knowledge is what matters.

Key Responsibilities:

1. Leverage your extensive underwriting expertise to evaluate complex commercial and specialty risk scenarios in the US insurance market.

2. Analyze, interpret, and structure coverage for excess and specialty lines, focusing on liability, umbrella, and unique risk categories.

3. Assess policy language and provide nuanced feedback on policy interpretation and coverage analysis.

4. Identify risk factors, apply sound underwriting judgement, and ensure compliance with industry standards and insurance regulations.

5. Support the development of AI training data by contributing real-world insights on underwriting practices and coverage operations.

6. Collaborate in a remote environment, providing clear, effective written and verbal communication to enhance AI system understanding.

7. Share insight into evolving trends, emerging risks, and innovations within specialty and excess insurance lines.

Required Skills and Qualifications:

1. 4–5+ years of hands-on underwriting experience in commercial lines, specialty insurance, excess casualty, or umbrella products.

2. In-depth understanding of commercial P&C, liability coverage, and policy evaluation best practices.

3. Demonstrated expertise in policy interpretation, insurance compliance, and comprehensive coverage analysis.

4. Experience working with insurance operations in complex or specialty risk environments.

5. Excellent written and verbal communication skills, with the ability to articulate nuanced underwriting concepts.

6. Proven track record within the US insurance market or with US-based clients and frameworks.

Preferred Qualifications:

1. Prior exposure to emerging risk types, complex liability structures, or innovative coverage solutions within excess & specialty lines.

2. Experience collaborating on cross-functional teams or contributing to process improvement initiatives in insurance operations.

3. Global candidates with deep familiarity with US underwriting standards and commercial insurance practices are strongly encouraged to apply.