Senior Underwriter

✅ What You’ll Do

• Review credit applications for credit products and analyze applicable information (credit reports, bank data, financial data, etc) to make credit decisions in accordance with the credit policy.
• Conduct due diligence such as performing credit searches, UCC, judgment lien and tax lien searches.
• Ensuring that all required documentation is received for KYC and KYB requirements.· Determine appropriate credit limits based on financial information and creditworthiness.
• Use judgment for credit decisions constituting exceptions to applicable credit policy and communicate due diligence results to senior management to obtain the necessary approvals on all exceptions to the credit policy.
• Responsible for conducting underwriting reviews on existing customers for credit line adjustments (increase or decrease).

⚡️ What You Bring

• Bachelor's degree in business, finance, or a related field.
• 3+ years of experience in commercial credit underwriting. More experience is a plus.
• Strong financial background with excellent analytical skills.
• Ability to analyze financial statements.
• Ability to formulate and articulate objective views based on professional credit analysis.
• Excellent interpersonal skills including the ability to manage and deal tactfully with different communication styles.
• Must be able to work well with people at all levels within and outside the company.
• Strong decision-making skills needed; using sound business judgment considering impact of decisions on other aspects of the business.
• Comfortable managing high risk accounts and being accountable for decisions.· Must have computer knowledge with strong Excel skills.
• Must exercise considerable judgment and discretion involving confidential information.
• Must have excellent time management and organization skills.
• Must be able to handle multi-tasks and be able to prioritize workload.
• Demonstrated integrity on personal as well as professional level.
• Ability to research and provide solutions to obstacles using logical and analytical problem-solving skills.
• Strong attention to detail.

What We Offer

• A visionary founding team with elite backgrounds and substantial industry experience.
• A substantial Series A round, providing ample growth and opportunities.
• A culture that supports remote work and values connection through semi-annual offsites.
• Support from leading Silicon Valley venture capitalists and industry insiders.
• An attractive compensation package, including comprehensive benefits and perks.
• A chance to join a high-growth fintech startup with an exciting mission and customer base.