EarnInEA

Senior Mobile Engineer (Android)

EarnIn is a financial technology company that provides earned wage access services, allowing users to access their pay as they earn it, aiming to improve financial flexibility and reduce reliance on predatory lending.

EarnIn

Employee count: 201-500

Mexico only

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

We are seeking experienced, passionate, and resourceful Senior Android Engineers to join our Early Bets team. As a mobile engineer at EarnIn, you will play a crucial role in developing and refining our customer-facing Android applications, helping shape the customer’s impression of our company.

We are looking for engineers who thrive in uncertainty—those who are excited about collaborating with Product teams to define requirements in ambiguous environments. The ideal candidate will have experience in fintech or a background in building 0-to-1 products, with a strong ability to create flexible engineering architectures that support future product expansion. If you have worked on early-stage products engineered to scale or in Research Development for new technologies, you will feel at home in our team.

This position will ideally be hybrid from our Mexico City office as part of our expanding site, though a remote arrangement is possible. EarnIn provides excellent employee benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Palo Alto HQ. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

  • Develop and implement product features that enhance the customer experience.
  • Architect and refine mobile infrastructure to enable scalability and support the rapid development of new products.
  • Collaborate closely with backend engineers to design robust APIs for seamless mobile-to-server communication.
  • Partner with Product teams to define requirements in ambiguous environments, ensuring engineering flexibility for future expansion.
  • Lead and enforce engineering best practices, maintaining high code quality and system reliability.
  • Drive projects proactively, offering strategic direction and problem-solving to navigate uncertainty.
  • Mentor the mobile engineering team, elevating skills and optimizing processes for efficiency.
  • Design and execute unit and UI automation tests to ensure new features integrate smoothly without disrupting existing functionalities.
  • Analyze feature effectiveness using advanced analytics, driving data-informed improvements.

WHAT WE'RE LOOKING FOR

  • Bachelor’s degree (or higher) in Computer Science or a related field, or equivalent practical experience.
  • Strong proficiency in Kotlin, with expertise in reactive and functional programming paradigms.
  • Deep understanding of Android application architectures (MVVM, MVC, MVP, etc.).
  • Experience in fintech or building 0-to-1 products from the ground up.
  • Demonstrated ability to engineer flexible architectures that allow for product evolution.
  • Experience working in early-stage software products, either engineered to scale or developed within Research Development teams.
  • Extensive knowledge of professional software engineering practices, covering the full development lifecycle, including coding standards, code reviews, source control, build processes, testing, and operations.
  • Minimum of 4 years of relevant industry experience, with a strong focus on mobile development.
  • Familiarity with iOS development and cross-platform frameworks such as React Native or Kotlin Multi-Platform is a significant plus.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

About the job

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Posted on

Job type

Full Time

Experience level

Senior

Location requirements

Hiring timezones

Mexico +/- 0 hours

About EarnIn

Learn more about EarnIn and their company culture.

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EarnIn, formerly known as Activehours, is a financial technology company founded in 2013 by Ram Palaniappan. The company's mission is to build a more equitable financial system by providing individuals with access to their earned wages before their scheduled payday. This concept, often referred to as Earned Wage Access (EWA), aims to help people manage their finances, avoid overdraft fees, and reduce reliance on high-cost predatory lending products. EarnIn's core product, 'Cash Out', allows users to withdraw a portion of their earned income as they earn it. The service is community-supported, with users having the option to leave a voluntary 'tip' for the service, rather than facing mandatory fees or interest charges.

Headquartered in Palo Alto, California, EarnIn has grown significantly since its inception, facilitating billions of dollars in earned wage access for its members. The company emphasizes its commitment to financial wellness by offering additional tools such as 'Balance Shield', which provides low-balance alerts, and 'Tip Yourself', a feature designed to encourage savings. EarnIn's services are available directly to consumers through its mobile application and also as an employee benefit offered through partnerships with employers across various industries. The company has highlighted its role in helping users save on overdraft fees and manage unexpected expenses. While the 'tipping' model has faced some scrutiny and comparisons to payday lending, EarnIn maintains that its approach is designed to offer a more flexible and affordable financial solution. The company has also expanded its offerings to include services like negotiating medical bills for its users. EarnIn has garnered numerous users and positive app reviews, positioning itself as a key player in the evolving landscape of financial technology and employee financial wellness.

Employee benefits

Learn about the employee benefits and perks provided at EarnIn.

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Parental leave

Provides paid time off for new parents.

Regular offsites for company and teams

Company and team-specific offsite events.

Monthly wellness stipend

A monthly allowance for wellness-related expenses.

Health/vision/dental benefits

Offers health, vision, and dental insurance coverage.

View EarnIn's employee benefits
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