About Dharma

Dharma is the easiest place to borrow and lend cryptocurrencies — anywhere in the world, instantly and securely. Our secret sauce lives on the Ethereum blockchain: a system of smart contracts that enable any two Internet-connected parties in the world to engage in a peer-to-peer loan without having to trust or know their counter-party.  

With this technology, Dharma enables wholly non-custodial, peer-to-peer lending; you don’t need to trust ​us or anybody —​ just trust math and cryptography.  

We’re on an audacious mission to deliver radically transparent financial services that ​“can’t be evil”​ to any Internet-connected individual in the world.

We're backed by some of the shrewdest investors in crypto and fintech — including YCombinator, Polychain Capital, Green Visor Capital, and Coinbase Ventures.

Tech stack

Learn about the technology and tools that Dharma uses.

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Benefits and perks

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Equity benefits

Our team members get competitive salaries and generous equity packages that make sure everyone is aligned with enough skin-in-the-game.

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