Chip

Chip is your wealth app, giving you one easy place to manage your savings and investments. We're here to build wealth for our generation, so we can all achieve our financial goals. To make this happen Chip offers seamless access to savings accounts with amazing rates through our UK partner banks.

You can also build a diversified investment portfolio in just a few taps. We make it easy to put your money to work with investment funds powered by the biggest asset managers in the world, like BlackRock, Vanguard and Invesco. These diversified funds enable you to invest in a wide range of assets all at once. You can choose between funds that are globally diversified, specialise in ethical investments and clean energy, or get in on the next big thing and invest in emerging markets. You can also automatically save up money using AI or create a bespoke plan to top up your savings accounts and investment funds on a custom schedule. We provide the highest level of security as standard, offering 256-bit encryption, 3D Secure, and the latest Open Banking technology. All savings accounts in Chip are eligible for FSCS protection. Join 500,000 users seeking to build a better financial future with Chip - crowned the Personal Finance App of the year 2022 at the British Bank Awards.