CAC Group

CAC Group is a leading insurance broker and advisor that provides advisory and placement capabilities across a spectrum of insurance and capital markets. Founded in 1887 as John G. Smith Co. in Birmingham, Alabama, the company has grown into one of the fastest organically growing insurance brokers in the United States, currently ranked among the top 40 U.S. brokerage firms. The company operates as part of The Baldwin Group and is employee-owned, maintaining a steadfast commitment to client focus, community involvement, and constant innovation that has defined its philosophy since the beginning.

The company comprises three distinct go-to-market segments: CAC Agency, a personal lines, property and casualty, and employee benefits broker with over 130 years of heritage; CAC Specialty, an industry-leading specialty broker founded in 2019 that has quickly grown to serve complex risk needs across transactional liability, management liability, cyber, professional liability, and property and casualty; and CAC Capital, a structured solutions group operating at the convergence of capital markets and insurance. Together, these divisions provide comprehensive risk management solutions to large corporations, small-to-medium enterprises, and individuals across the entire United States.