Baubap

We are Baubap, a financial technology company with a clear and powerful mission: to revolutionize access to financial services for everyone in Mexico. We were founded in 2018 with the firm belief that technology can be a bridge to financial inclusion for the millions of people who have been historically underserved by traditional banking. Our core focus is on providing micro-loans through a seamless and user-friendly mobile application, making credit accessible to individuals without a credit history or formal proof of income. We understand the daily challenges faced by a significant portion of the population, particularly those in the informal economy, and we've designed our services to meet their immediate financial needs in a responsible and efficient manner. Our entire process is digital, eliminating the need for cumbersome paperwork and physical branch visits, allowing us to offer a 24/7 financing service directly from a mobile device.

At the heart of our operations is our proprietary technology. Since our inception, we have been pioneers in using artificial intelligence and machine learning to create a more inclusive and accurate credit assessment model. We've developed our own in-house technology that analyzes alternative data points to determine creditworthiness and mitigate risk, allowing us to make instant loan decisions. This innovative approach has enabled us to grant millions of loans, empowering our customers to manage their cash flow, cover unexpected expenses, and improve their financial well-being. We are more than just a lending platform; we are a partner in our clients' financial journey. We are committed to fostering financial education and responsible borrowing through programs like 'Va de Vuelta,' which rewards timely payments. Our vision extends beyond lending; we aim to become the most inclusive digital bank in Latin America, expanding our services to include savings, payments, and other financial products that cater to the real needs of our customers. We are proud of the impact we've made and are relentlessly driven to continue building a more equitable financial future for all.