Open to opportunities

Yasir Fida

@yasirfida

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Results-driven banking professional with 9+ years of expertise.

India

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What I'm looking for

I am looking for a role that offers growth opportunities, a collaborative culture, and the chance to lead teams in compliance and risk management.

I am a results-driven banking and financial services professional with over 9 years of expertise in branch operations, risk management, KYC/AML compliance, loan processing, and sales leadership. My career spans across banks, NBFCs, and telecom sectors, where I have honed my skills in fraud prevention, regulatory compliance, and transaction monitoring. I am committed to optimizing operations and driving revenue growth while ensuring strict adherence to regulatory guidelines.

In my current role as Retail Branch Head at Mahindra and Mahindra Financial Services Limited, I oversee branch operations, ensuring compliance with KYC and AML regulations while leading a high-performing team. My focus on risk mitigation strategies has significantly reduced fraud exposure and strengthened internal controls. I have successfully driven cross-selling initiatives for various financial products, enhancing operational efficiency and fostering a culture of compliance and customer service excellence.

Throughout my career, I have developed strong relationships with financial institutions and regulatory authorities, streamlining business processes and ensuring transparency in compliance reporting. I am passionate about mentoring staff and fostering a high-performance culture, which I believe is essential for achieving business success in the financial services industry.

Experience

Work history, roles, and key accomplishments

Current

Retail Branch Head

Current

Mahindra and Mahindra Financial Services Limited

Sep 2024 - Present (9 months)

Oversee branch operations, ensuring strict compliance with KYC, AML, and regulatory requirements, maintaining zero tolerance for financial crime and fraud. Develop and implement risk-mitigation strategies, reducing fraud exposure and strengthening internal controls to ensure compliance with RBI guidelines and financial regulations.

KYC AML Regulatory Compliance Risk Management Fraud Prevention Financial Crime Transaction Monitoring Sales Leadership

Assistant Manager-Jio Home Delivery Leader

Reliance Jio Infocomm Limited

Sep 2023 - Aug 2024 (11 months)

Led the Jio Home Delivery (JHD) project across Srinagar to Leh, overseeing customer acquisition and ensuring strict adherence to KYC, AML, and DoT regulations. Monitored telecom-specific fraud risks, escalated suspicious transactions, and ensured compliance with TRAI guidelines.

KYC AML TRAI Guidelines Fraud Prevention Customer Acquisition Sales Leadership Project Management

Personal Banker/Assistant Manager

Yes Bank LTD

Jul 2022 - Sep 2023 (1 year 2 months)

Verified and processed KYC documentation for individual and corporate clients, ensuring compliance with RBI and FATCA guidelines. Monitored and analyzed account transactions, identifying potential money laundering activities and escalating SARs.

KYC AML RBI Guidelines FATCA Transaction Monitoring Cross Selling Customer Service Regulatory Compliance

Branch Team Leader/Assistant Manager/Branch Operations Head

Shriram Transport Finance Company LTD

Jun 2017 - Jun 2022 (5 years)

Managed end-to-end branch operations, overseeing loan disbursements, collections, and compliance with NBFC regulatory guidelines. Implemented fraud detection mechanisms, identifying discrepancies in applications and escalating high-risk cases to compliance teams.

Loan Operations Collections Fraud Detection KYC AML Sales Targets Vendor Management Risk Management NBFC Regulation

Business Processing & Customer Service Executive

Shriram Transport Finance Company LTD

Oct 2015 - May 2017 (1 year 7 months)

Responsible for cash management, Fixed Deposits, and loan entry operations, including Vehicle Loans, Gold loans, and Business Loans. Developed cordial relations with customers, providing services and informing about the latest advancements in the company.

Cash Management Loan Operations Customer Service Reporting Loans Gold Loans

Education

Degrees, certifications, and relevant coursework

Indira Gandhi National Open University

Master of Commerce, Commerce

Completed postgraduate studies in Commerce, focusing on advanced business principles and financial management. Gained expertise in various aspects of commercial operations and economic theories.

University of Kashmir

Bachelor of Commerce, Commerce

Undertook undergraduate studies in Commerce, covering fundamental business concepts, accounting, and economics. Developed a strong foundation in commercial practices and financial principles.